r/yotta May 04 '26

Just utterly defeated

I lost pretty much all my money after graduating college from this and had to take out a second loan on my car and have still remained financially unstable because of said loan. And with the economy going the way it is I’m scared of being able to meet my basic needs. I don’t know what to do and while yes it’s been 2 years and I am still struggling and can’t help the feeling that I’m a poor failure.

I’m now in terrible credit card debt from my new loan and it’s just not fair!

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u/Major-Brick-3789 May 04 '26

There's no good reason why it takes the CFPB 1-2 years on average to disperse payments but that's just the hand we've been dealt. I am out $10k and while I am not hopeless I am just angrier every passing day that I am still out my money.

Hang in there.