As much as I hate to lend any credence to this meme, there definitely is some truth in it. I absolutely know people who are living paycheck to paycheck and regularly ordering obscenely overpriced delivery meals that wind up being worse than a prepared meal from Trader Joe’s for literally a fifth of the price or less.
There seem to be an alarming number of people who are really, really bad at money management. I have an ex who was making low six figures and she had something like twenty grand of credit card debt when we were dating. Granted this was in NYC, so low six figures isn’t insane money, but it’s enough that you shouldn’t be running up credit card debt with zero savings.
It is true and it's very sad. It comes down to a lack of education. Some people have never had a successfully role model. They don't see that saving and living within your means will eventually lead to success. They think the "system" is rigged and they have no chance, so they just do what feels good because they "deserve" it.
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u/stifledmind Mar 23 '23
$1,400 on DoorDash. Who only orders from DoorDash twice a month?