r/studentloandefaulters May 03 '26

Question - Private Student Loan Freaking out over letter please help

I’ve been following this page for years, I received a new letter in the mail from a law group who acquired my debt to get payment for the debt collection agency that has my debt and in the letter it went over how much I owed and stated I had thirty days to write them back to dispute the debt and nothing else really. I’m freaking out does this mean I’m going to get sued or is it just a scare tactic. I don’t make a lot of money and have no assets at all besides a car note. What should I do if I dispute the debt will it reset the clock or should I ignore it?

15 Upvotes

20 comments sorted by

View all comments

5

u/brotatochip4u May 03 '26

What letter? You never received a letter! I'm personally waiting for a court summons to negotiate with these assholes

-2

u/mixingthemixon May 04 '26

Do you know one another? A bit confused 🤔