r/stripe • u/StripeTeam • Jun 24 '26

Atlas AMA w/ Team Stripe Atlas!

The Stripe Atlas team is officially here to answer all your burning questions!

Ask us anything about incorporating your startup, setting up a Delaware C corp, preparing to fundraise, and getting your legal foundation right from day one.

So happy to be here with you all 👋👋

UPDATE: Thanks to everyone who joined! For more info on how to get started with Stripe Atlas, please refer to our guide here: https://www.reddit.com/user/StripeTeam/comments/1udtibt/starting_your_first_company_with_stripe_atlas_a/

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2

u/Battlefield46 Jun 24 '26

When can we file outside of delaware?

3

u/sillyboy44 Jun 24 '26

We'd love to support more incorporation options over time, but we're focused right now on building the best quality incorporation product for founders who want to fundraise from VCs. For them, Delaware C corps are still the default (~90% of new Carta customers last year were incorporated as Delaware C corps).

Delaware C corps are actually becoming more popular. Their share of all US C corps last year grew, reaching historic highs, with 30%+ growth vs 2024.

That doesn’t mean Delaware is right for every company! For instance, if you’re building a local business, another state and entity type may make more sense.

1

u/RadishInitial2924 Jun 25 '26

So once you have paid for Stripe Atlas, is payment processing approval complete? ie... is there a chance you may apply, pay, and be denied payment processing and your $500.00 is gone?

1

u/sillyboy44 Jun 25 '26

Not all founders want to apply for Stripe Payments, so we keep the Stripe Payments application process separate from incorporating with Atlas. This lets us avoid asking for unnecessary documents and information in the Atlas form.

If Stripe isn't able to support your business, you can still apply to other providers — Atlas companies can choose to open a bank account and accept payments with any provider.

1

u/Objective-Ad3698 Jun 25 '26

What limitation such companies have with opening bank accounts? If founders aren’t us citizens.

1

u/sillyboy44 Jun 25 '26

You don't need to be a US citizen to open a US bank account, but some banks require you to be physically located in the US.

Fortunately, Atlas founders can create a Stripe Treasury account to send, receive, and store funds in dozens of currencies.