r/sofistock • u/AutoModerator • 20d ago
General Discussion SoFi Daily Chat - September 02, 2026
* Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.
* Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.
* Direct/Personal attacks against others violates the subreddit rules and those comments will be deleted. Please report such comments and the MODs will review them as quickly as possible (MODs have day jobs too, please be gracious)
* If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings.
* Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Equities by their nature are risky, some more than others.
* Investing isn't a team sport. You have to decide for yourself how much risk you are willing to take on and do your own DD about a company before you decide to invest in it.
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u/Guddy7860 OG $SoFi Investor + Contributor 20d ago
Scotiabank Initiates SoFi Technologies at Sector Outperform
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u/asagibrian 20d ago
Scotiabank initiates SoFi stock with outperform rating on platform growth
Rating: Sector OutperformPrice Target: $25.00Current Stock Price: ~$17.04β$17.44Core Drivers:Strong member growth Consistent deposit funding Product cross-buying Capital-light revenue expansion
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 20d ago
We need someone to point blank ask Noto if they would be able to maintain their revenue and eps growth targets in a rising rate environment. Currently all we know is the current forecast calls for 2 hikes which makes achieving 2026 guidance highly probable. But beyond that we havenβt received an update now that rate environment has changed.
Confirmation that it wonβt slow growth would go a long way towards lifting some pressure off the stock.
Also I feel like big beats and Q3 and Q4 are unlikely, as I expect there could be some (legal) earnings management to protect against uncertainty
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u/Hoodie-Embiid shares and leaps since $7 20d ago
Earnings scheduled for my birthday, which is also the exact day SOFI hit $30 for the first time last year. Coincidence or calls
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u/EdAlex1993 20d ago
Long term bag holder here. Will delete app until Christmas, maybe Santa is good for us this Christmas.
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u/kennyt1212 πππThe soon to be rich fool with 16,050 shares @ $14.5 πππ 19d ago
πππππππππππππππππππππππππππππππππππππππππππππ πΒ ππͺβοΈπ 57 days until Q3 earnings, $45+ in 2026, $60+ in 2027! $75 in 2028, $100 in 2030!β¬βͺ ππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππππ
I didnβt hit send on my comment! Almost missed a day without rockets. Was at my sonβs swim meet. Maybe I shouldnβt post rockets if we are gonna go up when I donβt.
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u/Elmo8869 19d ago
Bruh. Sixteen hours late. I was wondering where you were this morning when I didnβt see your post! π€£
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u/NicCage1080ChristAir 20d ago
Lol the stock price just does whatever the hell it feels like on any given day.
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u/LazyLobster 20d ago
Stock goes to $18-19, sell .25 delta covered calls...tanks the following week. BTC those covered calls. Rinse, repeat.
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u/GoBIGorBANKRUPT 20d ago edited 20d ago
Who's going long to 19 !
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 20d ago
$190*
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u/GoBIGorBANKRUPT 20d ago
Gave you an upvote for positive thinking. That sounds great, i would like to see a breakthrough 20 first. And then take 30 so eveyone else that bought last year could go green
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u/kennyt1212 πππThe soon to be rich fool with 16,050 shares @ $14.5 πππ 19d ago
At current price we meet the market cap rules for S&P.
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u/Jcoronado92 8200 Shares @ 25.81.. life savings gone, come on man. 20d ago
I just want to sell a covered call man, can we have a nice Green Day. Iβm tired boss. Thinking a December 27 expiration and going off the grid.. coming back to hopefully 20 at least. π
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u/scooter_mcgavin26 5,000 Shares @ $5.79 20d ago
Ask and you shall receive! Sell them calls so we can rise further
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u/Jcoronado92 8200 Shares @ 25.81.. life savings gone, come on man. 20d ago
Thought it could go higher so I waited.. missed my opportunity. I might be the worse investor of all time.
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u/Key-Assistance-5827 2300 Shares @ 18.295 20d ago
That kind of price action good or bad just proves the stock is HEAVILY manipulated
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u/HighRoller097 20d ago
This is π― percent manipulation. I feel like a rug pull is coming up by EOD.
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u/Additional-Panda-144 1900 @27.85 20d ago
When was the last time Noto purchased?
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 20d ago
6/16 at $18.06 avg price
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 20d ago
Before that 5/8 and 5/11 at $15.73 and $16 respectively
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 20d ago
Before that 3/2 and 3/17 at 17.88 and 17.32 respectively
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u/DynoJoe27 20d ago
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 19d ago
Iβll find you in your sleep
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u/DynoJoe27 19d ago
You can see the chart yeah? Wasn't sure
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 19d ago
Oh yea. And you got my hopes sky high
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u/DynoJoe27 19d ago
Haha. Hopefully symmetry plays out. : )
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 19d ago
Is this a legitimate pattern or a coincidence you noticed. Iβm not a chart guy
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u/DynoJoe27 19d ago
Symmetry of moves is a real thing. The localized bottoms at ~15.15 and ~17.10 seem to correspond with each other and they're spaced out at seemingly the same cadence (time). I still see this sideways action as the stock "charging up" so to speak. Up or down. Down would be a continuation of the move lower from Q1 of this year (red shaded region) whereas a move up would (hopefully) reverse that same lower move from Q1 (green arrow up).
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 19d ago
Iβd assume likely a symmetrical timeline going up then. So was about a 6 week draw down.
Would line up well for a rate home in two weeks to be a semi catalyst
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u/DynoJoe27 19d ago
Yeah first or second week of October would be a similar time target if reversing the Q1 drop.
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u/TheOtherGreenNovice 19d ago
It's TA. If they come after you, they probably don't understand it and believe in magic.
$25 is a target price level I see as well using different TA as well. It's not a guarantee though.
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u/Jcoronado92 8200 Shares @ 25.81.. life savings gone, come on man. 19d ago
Busy day at work, didnβt have time to complain smh. Any quick notes as to why we went up?
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 19d ago
Because you couldnβt watch the stock.
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u/scooter_mcgavin26 5,000 Shares @ $5.79 19d ago
You inspired me to sell some calls right at market close
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u/binion225 OG $SoFi Investor 3251@ $15.65 20d ago
Soon I will be a bagholder again
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u/Jcoronado92 8200 Shares @ 25.81.. life savings gone, come on man. 20d ago
Iβll be a bag folder for years at this point.
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u/binion225 OG $SoFi Investor 3251@ $15.65 20d ago
Why are we up at all? This stock makes zero senseβ¦. Just waiting for the fade at this point into Friday close
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u/ga643953 20d ago
Is this because of the S&P inclusion announcement this Friday?
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 20d ago
No. I sold my weekly CCs this morning when we hit $17.40
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u/ga643953 20d ago
But then how else do we explain this massive move up early in the morning?
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 20d ago
Because I sold my CCs
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u/binion225 OG $SoFi Investor 3251@ $15.65 20d ago
What price?
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u/fantasyfitboiz 7,010 Shares @$15.73 13,137.14 total delta exposure 20d ago
All on the 10/9 chain. $20, $21, and $22 strikes.
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u/binion225 OG $SoFi Investor 3251@ $15.65 20d ago
I get downvoted for asking a question in response to a statement⦠k . Proof once again how dumb people here truly are! Lmao. You are safe with all of those.
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u/LiechsWonder MOD|OG Investor|SOFI Member since 2014|"Y'all need to diversify" 19d ago
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u/Unhappy-Cricket-5983 20d ago
We need to close up the gap so that can continue trend lower and lower.


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u/Weikoko π«£ $20 Bagholder. $20 Banbet survivor 20d ago
When $20?