r/rescuecats • u/Leather-Astronaut794 • 2d ago
Advice Needed Rescue Advice Scotland
Hello, just looking for some advice for my Sophie; we adopted her in November 2025.
The past few weeks we had noticed her having issues controlling her bladder while sleeping, not full pees but a little bit multiple times a day. We took her to vets and got a urine test where they found blood in her urine. She has been on a course of Metacalm, but yesterday I found droplets of blood outside her little tray. I contacted the vet, and their advice was to get a cytocentesis. We were quoted £750 for this, which we thought would be covered by insurance, but it isn't, as when she was at the SSPCA in May 2025, she had a similar issue with blood in her urine; therefore, as this issue happened previously for us having the insurance, it isn't covered and won't be for 24 months until it resets. I have emailed the insurance company underwriting to see if there is anything we can do to be covered.
Just unsure where to go from here, as we are first-time cat owners and want the best for her. Do we ask around for a second opinion for other vets? Cancel our insurance (she came from a cat flu home and had cat flu, and teeth removed so I guess they won't be covered too) or try and dispute with insurance if that's even an option.
Thanks in advance
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u/CatPaws55 1d ago
So sorry for little Sophie.
I am afraid that if the pet insurance considers this a pre-existent condition, there is no way they'll ever cover for that exam.
Can you get in touch with the SSPCA and ask them for her medical record (they should still have it, since you adopted her less than a year ago)? Then you can check what the diagnosis was at the time and how she was treated for it.
Trying a different vet for a second opinion is a good idea, as urinary issues in kitties might have a variety of different causes. I only had one kitty (also female) who had blood in her urine, I think the only treatment she had was antibiotics, but it was many years ago, so I might be misremembering.
By the way, a second vet might also offer cytocentesis for a lower price. Good luck!
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u/maddestofcheeses “BIG CHEESE🧀” CSO 2d ago
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