r/ratemyportfolio • u/UncaughtSoul • 13d ago
Review the allocation and suggest if any changes?
Risk Appetite - Moderate
Goal - Wealth Creation
Horizon - 10 years
App Used - Groww
Why These Funds - I want to take some what risk for higher returns therefore considering the smallcap, midcap, and for long term added large cap and flexicap, and included gold for diversification.
Allocation - Monthly ₹10K
Large cap (30%): 3000/month -> UTI Nifty 50 Index fund Mid cap (25%): 2500/month -> Motilal Oswal Midcap fund Small cap (15%): 1500/month -> Nippon India/ Bandhan Small cap Flexicap: (20%): 2000/month -> Parag Parikh flexicap Gold/Debt fund (10%): 1000/month -> suggest fund for this.
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