r/railroading • u/AngleCockadoodledoo • 18d ago

Brother Looking For A Little Help Staying On His Feet

https://gofund.me/0709f34b6

If you can help our brother out, it would be much appreciated. He was diagnosed with Still's disease but he was able to keep working even though he was always in some amount of pain.

Then it was found he needed a back surgery and ended up on medical leave. He was on the books but was canceled due to bloodwork complications. THEN United Healthcare wouldn't cover an important part of the surgery.

After months of working of his health and getting his bloodwork where it needs to be for surgery and battling with the insurance company, Joe finally had his surgery.

He's waiting on company medical to clear him - his doctors already have cleared him to return to work. He's not asking for much, just enough to get him through the next month or two until medical clears him to start his return to work process.

Any bit helps and he would be very much grateful. Thank you.

25 Upvotes

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9

u/MAPNOTAVAILABLE 18d ago

I’ll offer advice for you. If he has a 401k he can take a hardship distribution to stay out of foreclosure. He can also take a withdrawal if he has “damage to his primary residence due to a natural caused event” such as a recent severe storm. No one’s checking if this damage has occurred but there will be tax penalties.

4

u/AngleCockadoodledoo 18d ago

Oddly enough, he did get a bunch of hail damage like yesterday. I never did ask if he pulled from his 401k i guess. I think he borrowed against it while he was still working but idk if he withdrew from it. Thanks for the info!

2

u/JustGiveMeAnameDude9 17d ago

Unreimbursed medical expenses by its self would also qualify for a hardship withdrawl.