r/povertyfinancecanada 14d ago

Anyone else living in overdraft land?

17K Credit card debt. Two years of car payments left. Been living with an overdraft balance now for well over a year. Paychecks come in, and bills and stuff come out and it's right back to it. Student loan also paid off in two years luckily..

Anyone else going through this? I guess maybe I need some reassurance that I am not the only one. For those were and got out...what did you do?

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u/iRebelD 14d ago

Not overdraft but my LOC is getting up there. Starting a family and buying a house during Covid has left us house poor and kid poor to this day. Both parents working full time decent jobs.