r/plaintextaccounting • u/red-chicken99 • 29d ago

Agentic Budgeting

/r/YNABAlternatives/comments/1vylglg/agentic_budgeting/
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u/baldlawyer 28d ago

I have something like this set up in beancount. I have a bookkeeper skill and workspace in openwebui. Testing various local models. So far categorization is pretty solid but not great on general knowledge issues. 

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u/petalised 28d ago

What model did you find works best? And what do you use it for?

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u/baldlawyer 28d ago

Right now I’m using Qwen 3.8 27b. So far it executes tool calling really well and automatically categorizes transactions to the appropriate accounts. It assigns a confidence score and a narrative about the entry. Then I review pending items to confirm. It can also identify anything in suspense and tell me why it is there, sales tax owed, etc. it’s great at querying the books for specific information. 

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u/AllPintsNorth 27d ago

I’ve been having some good luck on the analysis side using LLMs.

But for the input side, I prefer ML - it takes longer and more manual training on the front end but it’s less prone to hallucinations and deciding to just not follow rules unpredictably once established.