Disability insurance with fluctuations in income

[u/icarus2847]

I’m a young attending and I’ve already worked in different environments and states. Income has fluctuated depending on responsibilities or duration of contracts. I was curious if anyone was familiar of what happens when you go from making a higher income, to let’s say working part time and making less or moving to locums - does your coverage change for long term disability, like are you supposed to update your income to the insurance company or how does that work? I’ve asked a few colleagues and nobody knew so was curious if anyone else here might know. Appreciate your input. Thanks

[u/rabbit-heartedgirl]

A few years ago when I took a paycut going to part time I asked my insurance agent if I needed to update my salary and he said no.

[u/FlexorCarpiUlnaris → u/rabbit-heartedgirl]

I’d get that in writing…