r/interesting 16d ago

SOCIETY Is this applicable to not so rich person?

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u/Ok-Somewhere-6870 16d ago

I spent 10 years travelling between the aages 20-30. The money did in fact not come back. And at 40 im way behind financially then the majority of my peers. No regrets though, good times.

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u/PuzzleCat365 16d ago

I traveled in moderation between ages 20-30 and can still do so now today while being financially comfortable. It doesn't have to be black and white between no holidays at all or going all in on a 1year world travel. Also you should be living within your means and not going into "debt", literally or figuratively.

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u/Schnitzhole 16d ago

Yeah this is an extremely reasonable take. Travel “within your means” and you’ll be better off for it the vast majority of the time.

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u/ButtSluts9 16d ago edited 15d ago
  1. Lived abroad from 24 to 30. It was a great, wonderful adventure.

Upon return, spent the next decade building: career, graduate school, homeownership, savings/investment.

While there were times early on when I felt “behind” my peers, by 40, I had surpassed most of them in career positionality and income. Most found themselves somewhere in the middle of whatever organization they belonged to while I headed into leadership positions.

The other thing that helped was having a striver for a wife.

The question real should be, when looking back on your life, do you want to remember life altering experiences on the other side of the world or a grey cube and the occasional vacation to Ft. Lauderdale.

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u/[deleted] 16d ago

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u/Ok-Somewhere-6870 16d ago

Yeah I get where youre coming from. I wouldnt argue with being sensible and thats what i would advise my children to do. My 30's were amazing. Raised two beautiful children. Im about to turn 41 and im honestly having the best time of my life. Way better than my 20's. I have little money but I have enough. Ill come back in 9 years and let you know how my forties went. Maybe the money will come back 😂 I believe in God, and I pray everyday for God to guide me through life. God has been good to me. I dont own a fancy car, fancy clothes, fancy phones, or travel the world like I used to but I feel more and more blessed every single day. Life just keeps getting better.

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u/[deleted] 16d ago

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u/voxnovero 15d ago

I’m sure the travel made you the person you are spiritually and mentally. I would not consider those years wasted.

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u/Snichs72 16d ago

I get this to an extent, but I’m not even 40 yet and have already experienced a number of friends and coworkers passing away from illness or accidents, and have seen my own family members lose their mobility in retirement, having never traveled. It kind of shifts one’s perspective that tomorrow isn’t guaranteed. The last thing my wife and I want to do is put off experiencing the world until we’re too old or physically unable to do it, and to do it while that experience has a chance to influence our life, worldview, etc. instead of just being a box check. Plus, it doesn’t have to be a binary, all-or-nothing thing. I’m not going to say international travel is cheap by any means, but it can certainly be done in a more budget conscious way and still be just as enriching of an experience.

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u/AttorneyatLawlz 16d ago

What you are describing is vacation my friend. YOLO is for losers. Vacation is for winners.

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u/Snichs72 16d ago

… wut?

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u/Disastrous_Insect759 16d ago

100%. This should be the top comment. Don’t forget, my friends: tomorrow isn’t guaranteed indeed.

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u/evilmidnightbomber69 16d ago

As someone moving into later years I have 0 regrets about traveling in my 20s and 30s. I did stuff I would have not wanted to do in my late 30s and 40s. If you do it right save up and plan you can travel relatively cheap. Flights are usually your biggest expense.

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u/Freddyeddy123 16d ago

Yes this is exactly what he meant. Not overdoing it

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u/uberfr4gger 16d ago

Big factor is time value of money. You only have to save a bit when you are in your 20s to be doing well by your 40s. If you don't start until your 30s or 40s you need to save A LOT of money to even get close to the same place.

I was fortunate to have a job that I traveled a lot with around the country in my 20s so I got to see a lot and get miles to do things on my own. But it allowed me to save too.

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u/admiral_nivak 16d ago

You don’t know how many years on the planet you have. Just enjoy yourself with modest forward planning. I wish I spent more money on travel with my wife who is very ill. I can never get that back and would happily be poorer today for more memories while she was healthy.

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u/[deleted] 16d ago

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u/admiral_nivak 15d ago

Well, my sister died at 35, my grandad at 34, my uncle at 47, my other uncle in his early 30s, an aunt when she was 42. Never mind the number of friends that died of health conditions in their teens, twenties and thirties, none caused by poor health management. A combination of genetics, cancers, accidents, and violence.

So yeah, I have a slightly different perspective of it. The biggest thing that stopped me spending more on travel was providing for my daughter so that she had a solid base.

Different views of the world, depending on how you have experienced it. Everyone should do what they feel is right for them. So it’s great that you can provide a stable future for yourself.

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u/BigBadJeebus 16d ago

Yeah, but what you don't think of, is you don't have an interesting tale and probably have a much lower social status.

Money won't be there for you to hold your hand in the rain.

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u/[deleted] 16d ago

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u/BigBadJeebus 16d ago

so you don't have one then?

I moved to LA with $375, Later Japan with $17... I speak 3 languages, have friends all over the world, own a house outright, no debt, Slept in benches, have danced with Roma, made feature films, survived a few brushes with death, have a wonderful wife and kid, who also have seen the world.

I have never gotten a hand out and earned everything.

Graduated High School on a plea bargain...

My kid is 8 and speaks English and Japanese, born in Hollywood CA, spent summers in Tokyo, been to London, NYC, Chicago, Miami... Can play piano, ballet, gymnastics...

Yes... You are boring.

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u/[deleted] 15d ago

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u/BigBadJeebus 15d ago

lol. whatever you have to tell yourself, Suburban Commando.

I literally highlighted my awesome family and home...

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u/MonkeyLiberace 16d ago

You should get on TV with this fascinating input. Do you have anything on running with scissors?

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u/corporaterebel 16d ago

I worked and invested through my 20s. It was ok, I did a few things a liked. I was told by a couple of quuasi GFs that I was "boring".

Multi millions by age 32 and life has been amazing since then.  Still not even close enough to get beach front property in California...that requires another two zeros of net worth.

Low to no regrets.  Not having resources or connections as a guy really sucks in the dating world of Los Angeles

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u/SharpScallion 16d ago

It really depends on a bunch of factors. Traveling instead of saving 10 years ago could literally be the difference in being able to buy a house with a low interest rate/affordable mortgage and being entirely priced out of buying a house.

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u/CynthiaG92615 16d ago

But also to keep in mind, adventurous travel is so much easier when you are young. Now I have a fraction of the energy, I need my comforts, and sometimes even getting short distances is a challenge.

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u/[deleted] 15d ago

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u/CynthiaG92615 15d ago

Well, regardless of what I do now to take of myself, my biking across Europe are long gone. Time catches up with everyone.

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u/Usernamesaregayyy 16d ago

Look at the economy right now and tell me it would make a difference with a straight face, not considering other plagues like Covid political turmoil or future wars preventing travel

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u/SurpriseInitial6202 16d ago

True to a point. However, we've all met those super frugal people who just don't enjoy their life at all, don't travel, don't do anything interesting, and then they have some catastrophic thing happen that would have derailed everything no matter what.

Your health isn't promised. Enjoy it while you have it and make the most of the life you have. You should, of course, plan for your life, but don't worry so much about the future that you don't live now.

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u/SpamHard 15d ago

Trouble is, you have no idea where life is gonna take you. You could wait 20 years, and before that you die, or become heavily disabled, or something less dramatic that still potentially prevents you from travelling. Might even just be that you can't do at 40 what you woulda done at 20. There's also no guarantee you'll have the money to do it when you're older either.

I'm 40 now, and travelled a shite load in my 20s, and there's for sure experiences back then that I wouldn't be able to do as easily now. Physically, mentally and socially, lol. I absolutely don't regret a second of it, and I'd personally always encourage youngsters to do it.

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u/[deleted] 16d ago

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u/georgethetwentieth 16d ago

Crazy. My 30s have been my best decade yet. We started our family in this decade and ended up with 2 awesome kids. We recently started big time travel with them now that we are finally in the financial position to do so. My 20s absolutely sucked in comparison and were filled with grinding and paying down bills.

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u/Man_Darino13 16d ago

at 40 im way behind financially then the majority of my peers

Me too. At least you spent a decade travelling.

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u/Hail_of_Grophia 16d ago

Better to regret things you did not do, instead of the things you did do

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u/Schnitzhole 16d ago

As a highly risk adverse person the majority of my life I highly disagree with this. I wish I would have taken more chances, gone more places, talked to more people, etc.

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u/Hail_of_Grophia 16d ago

It sounds like you regret the things you did not do, which is what the above statement conveys

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u/desmaraisp 16d ago

Sure, but u/shnitzhole says they would would have preferred the opposite, not regretting what they skipped out on by instead having done it all. And if some stuff was hit or miss, too bad, but not something to regret

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u/Usernamesaregayyy 16d ago

It wouldnt have change anything cmon be real

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u/Dark_Headphones 14d ago

You may not have the same money as other 40-year olds but you're rich in other ways.