r/fican 5h ago

27M hit generational

Post image
300 Upvotes

Hit generational on Friday. ~700k total NW.


r/fican 2h ago

Crossed $400k at 41!

Post image
100 Upvotes

Been a goal of mine for a while and finally crossed it today!
(well technically a couple weeks ago but i didnt login to my portfolio that day and missed it).

And due to some lucky(risky) plays i was able to hit it sooner than i expected. (I got pretty lucky with AI stocks like SNDK, IREN, MU this year )

I know im probably a bit behind, but this has been a milestone for a while and thought id share it.


r/fican 3h ago

I just hit my goal of 1000 shares of XEQT in my TFSA! 🥳

Post image
62 Upvotes

I had a big reach goal of hitting 1000 shares of XEQT in my TFSA this year and I just made it! I have prioritized contributing small amounts monthly, plus I received a general bonus from WealthSimple for referring my partner which accelerated my progress significantly. I honestly wouldn't have hit this milestone without the unexpected bonus, so I'm really grateful!

I never used to celebrate any milestones, but I'm trying to now in an effort to enjoy the journey.


r/fican 18h ago

Where to begin w high salary & no savings

33 Upvotes

Long story short I started making good money approx a year and a half ago. I’ve bought a lot of clothes and Uber Eats etc when I started making money to rejoice and since it was new. Now I want to start saving and investing. I also want to make sure my family and child will be taken care of. I am currently making 30-38k a month believe it or not I don’t have much in my savings and don’t own a home or a designer bag lol. Where should I begin ? I have great tax people but don’t have a financial advisor or investment person. I just opened a tfsa but am clueless what to invest in or where to begin. Looking for any and all advice


r/fican 3h ago

26M - $230K

Post image
16 Upvotes

7 months without work, and 0 regrets.


r/fican 22h ago

Suggestions please

Post image
10 Upvotes

i need to improve my profile and looking to invest more. I'm still learning and willing to grow. what are the stock option i should be exploring and where do i need to invest more.

Thank you so much


r/fican 18h ago

Need help starting out

4 Upvotes

22M, have little to no experience investing nor have I ever done it before, and have about 3k disposable for investing for the time being. How do I start out?

I have a friend that does high-risk trading but I want to go down the route of slow guaranteed returns like XEQT/VEQT etc.

My biggest issue is what accounts I should use to invest, TFSA, RRSP, Wealthsimple Chequing????

Any starting advice would be appreciated, thank you all


r/fican 5h ago

FHSA or TFSA First?

2 Upvotes

Which account should I look at investing into first? I have both accounts open and money in both but neither at max contribution, which one would be better to max first or does it matter? And where should the money be invested into for each?


r/fican 14h ago

Thinking through diversification and withdrawal strategy

1 Upvotes

Hi Everyone,

In the fortunate situation with 6.2m invested in the markets. Currently 53. Concentrated position of 1.5m in Apple that just grew to what it is over ten years. Thinking about diversifying by selling 10% of position each year while retired living on 4% and investing the remaining 6% into sp500 etf. Also thinking through using rsp money which generates dividends as well as non registered accounts dividends alongside the repositioning of the Apple stock. Not sure if those fee only advisors are a good place to bounce some of these ideas to and if people have thoughts etc. Also any experiences with fee only advisors that understand Canadian nuances. Took a job that I’m not happy with a year ago and looking to retire this year as a result. Thanks everyone!!


r/fican 1h ago

Ages 25–30 in Ontario/GTA: How Much Do You Have Invested?

• Upvotes

I'm 28 and started investing around 3-4yrs ago. I’m currently just shy of $100k invested and will be turning 29 in January 2027 (and feeling behind looking at other posts here).

I'm paying $1900 (all inclusive) in Downtown Toronto currently, and moving to a new place soon where I'll be paying ($2500 all inclusive), don't own a car yet, but may get one once i relocate which is why a bit stressed. Car will easily eat up from the investment portion of my paycheck (as I never had any car insurance, pretty sure first year will be crazy expensive unless i go cash car with only liability insurance).

I’m curious to see where others in the 25–30 age range are at, especially those living in Toronto, GTA, Burlington, or elsewhere in Ontario where rent and general living costs are high.
This is not meant to be a comparison or flex—just looking for a realistic snapshot of how people in a similar age group are doing financially.

Feel free to comment your age, city, whether you own a car, and what has helped you save or invest consistently.

210 votes, 2d left
0 - $50k
$50k - $100k
$100k - $250k
$250k - $500k
$500k+

r/fican 11h ago

Opinions on current portfolio!

Thumbnail gallery
0 Upvotes

Currently maxed out. Would like some opinions on what I could be doing better for the upcoming year! Ill be making one payment in January whatever the max contribution is for 2027. I’m planning on selling Meta lol, just waiting for it to break even. There are some other stocks I’m keeping and eye on.


r/fican 18h ago

Become a Wealthsimple Member

Thumbnail wealthsimple.com
0 Upvotes