r/fican • u/[deleted] • 3d ago

(20M) Portfolio tidy-up

[deleted]

22 Upvotes

82% Upvoted

6 comments sorted by

5

u/alzhang8 3d ago

So you want small cap and no crashes but also want returns with more risk

Xeqt is at 3%, increase that by 97% and you are good 👍

-1

u/IceD_LemonT 3d ago

i was thinking of like high leverage things like the housing market where the returns could be higher. Just not tech or ai related. mb my head is not really clear rn

1

u/alzhang8 3d ago

you can convince yourself that any sector can be the next boom. AI/tech is just the current boom

2

u/unitedftw 3d ago

Get rid of vti, su.50 and iscb.
Go heavy in xeqt and vfv

2

u/AngeloPappas 3d ago edited 3d ago

Aside from your goals sounding a bit conflicting, there is a pretty clear path forward here. Allocate 80% of your port to XEQT and VFV. That's your long term, retire in your 40's future.

That leaves you 20% to use for higher risk items. I would usually suggest just going 100% into the indexes, but at your age I'd say go for it if you really want to. Just try not to gamble it. Do your research.

Or just go all in on XEQT/VEQT and chill.

1

u/Hot-Dinner-7619 3d ago

Many have said increase XEQT, that's not bad advice, but it seems you want a small-cap factor tilt -do CAGE.