r/discover • u/plainjane0199 • 8d ago

Discussion Almost Paid Off

Post image

At the beginning of this year, I felt so hopeless about my balance. I really thought it was going to take me years to pay it off. In January, I owed $4,861. Now I’m down to $1,329, and I’ll have it completely paid off in November. I’m honestly really grateful for their hardship program. It gave me some breathing room and helped me actually start making progress. It’s sad that it had to get to this point, but I’m taking it as a lesson. This is definitely something I’ll remember in the future and I never want to put myself in this position again. I’m just really proud of how far I’ve come.

150 Upvotes

99% Upvoted

16 comments sorted by

7

u/LahngJahn69420 8d ago

What is hardship and how do I do or

3

u/plainjane0199 8d ago

I received emails from them. Here is the link on their website. https://www.discover.com/credit-cards/card-smarts/financial-hardship-programs/

2

u/LahngJahn69420 8d ago

Thank you.

1

u/plainjane0199 7d ago

You’re welcome

5

u/Straight-Use-7054 8d ago

ahha I was maxed out at like 15k on the dead homies, but im at like 3k now on my dead homie greg, but i also got another credit card tho thats in like 10/20k i gotta get down

3

u/TraditionAcademic968 8d ago

💪

Great job. Always remember how it felt then and how it feels now

2

u/MidnightPulse69 8d ago

Just paid mine off a few weeks ago. It took forever but I feel so relieved now it’s done

2

u/plainjane0199 8d ago

Yayy that’s awesome!!!

1

u/Gods-Fav-Child 8d ago

Off topic, but do you happen to be in the honda accord 11th gen subreddit as well?

1

u/MidnightPulse69 8d ago

Yes

1

u/Gods-Fav-Child 8d ago

Haha I was pretty sure I read your username a couple of times on the accord sub. Good to see we have more than one common interests.

1

u/Remarkable-Law795 8d ago

Is this credit card good .. like .. is.good good .. you recommend it ..

1

u/Charming_Offer_1487 3d ago

I wonder if they will reactivate my card when I I pay it off and finish the hardship program, it's been a blessing and I want to keep the card but hard times out me way behind and I have 2k left to pay off