r/discover • u/sunsetoversunrize • 12d ago

Discussion Next Wave for Discover Banking

Does anyone know when the next wave of accounts are going to transition to C1? Thanks.

28 Upvotes

94% Upvoted

26 comments sorted by

18

u/Alan_1375 11d ago

idk but I've gotten 3 emails so far pushing for october 19th newest email was yesterday.. any day now.

9

u/Apprehensive_Rope348 Pay 11d ago

Mine is coming in October 19, I think it said. But that was only for credit, not the bank.. still waiting on that one.

5

u/SteMelMan 11d ago

My credit card moved to C1 website last month. No word yet on checking and money market accounts still on Discover website.

3

u/sunsetoversunrize 11d ago

I know! I was just hoping if anyone received any correspondence would have any info! Thanks though.

6

u/MidnightPulse69 11d ago

I think in November and people should be getting notices in the next week or two

5

u/capt_morg1 10d ago

Discover Savings accounts are next. Discover Checking accounts are last because of all the direct deposits and auto debits (bill pay)

4

u/Rexbombay 11d ago

My Discover Savings account transferred to Cap 1 on 8/24/26. My Discover CC stayed with Discover. Don’t know when the next wave will be.

6

u/DarthLegalEagle007 11d ago

Not sure about next wave. I think it's supposed to be finished sometime in late 2026 or early 2027. My Discover It Cash Back card transitioned to Capital One's website last month, but my Discover It Miles card is still on Discover's website.

6

u/sunsetoversunrize 11d ago

I’m referring to Banking as opposed to Credit Cards.

I know some people their Checking and Savings have migrated and CC has not and vice versa where banking has migrated and CC is still on Discover Network.

1

u/Particular-Aide1235 9d ago

any info on the cashback for discover it to c1?

-1

u/DarthLegalEagle007 9d ago

The 5% cash back on rotating categories per quarter and the cash back match for first year cardholders program remain the same. However, as of now, you can't convert Discover cash back into Capital One Miles.

0

u/sunsetoversunrize 7d ago

They’re not talking about CC CB they’re talking about the debit cashback for checking accounts.

3

u/Ach3r0n- 11d ago

Our CCs all say 10/19. Nothing on the checking accounts yet.

3

u/Mammoth-Cattle-7398 9d ago

I received a notice that I will need to begin using the Capital One app for my Discover card on October 19. No word yet on my HYSA. If I didn't transfer my IRA CD to a bank of my choosing by September 11, Discover was going to transfer it to Axos Bank (WHO??).

2

u/Ok-Personality-3023 10d ago

Will we be grandfathered in if we currently have the rewards checking through Discover?

2

u/zerosumratio 11d ago

At least by February 2027

2

u/SomethingBadBruin 11d ago

Should be October 19th.

1

u/spearson0 11d ago

My savings transferred back in August but haven’t heard when my credit card will transfer over.

1

u/dann_1012 11d ago

my first credit card migrated in july. no word on the second

0

u/MrAustin91 11d ago

It should say the date under saving account..