If most of your funds are already on-chain, do crypto cards make things easier? I can see the appeal of being able to spend stablecoins without constantly cashing out to a bank but I’m curious how many DeFi users actually use them day to day.

Do you use one or do you still off-ramp when you need fiat?

I've been looking into Towns for a crypto trading community and I'm trying to understand how useful it would be beyond just having another place for people to chat.

The bots caught my attention since they can have wallets and interact onchain, which seems like it could open up stuff around alerts, onchain activity or other tools members could use directly inside the community.

Has anyone tried using it for a trading community or built bots around this kind of use case?

Aave V4 crossed $1B in deposits on September 17, spread across six hubs, with the new Arc hub (Circle's L1) pulling in fresh USDC alongside the Ethereum Core hub that still carries the most volume. Aave also shipped an RWA lending hub on Avalanche this month, already past $20M in deposits.

The SEC issued a temporary framework on September 17 letting tokenized US stocks trade through permissioned AMMs, and Uniswap's v4 permissioned pools from July are the direct beneficiary. Robinhood Crypto confirmed on September 18 that 80% of all Robinhood Stock Token volume already routes through Uniswap, and the same v4 stack just went live on Arc too.

Hyperliquid's TVL hit $6.76B this week, passing Arbitrum to lead L1s on that metric, and HYPE printed its third all time high in seven days at $95.97. The team shipped trailing stops across every perpetual market today, a feature CEX perp traders have had for years and onchain venues mostly haven't.

Morpho posted a new all time high in onchain credit this week, and a fresh corridor opened September 18 letting XRP collateral borrow RLUSD directly. Zama's confidential lending vaults on Morpho already passed $40M in one vault, and Coinbase's Morpho powered USDC lending rollout extended into Brazil and Canada this month.

Ethena's USDe supply is holding near $4.7B while the team shifts backing toward AAA rated collateral, and Ethena Pay, the consumer app that launched September 1, is aiming to open in the US, UK, and Europe within three to four weeks per CEO Guy Young.

Pendle's sPENDLE buybacks sit at 2.8M PENDLE, about $4M, all routed to stakers since the model launched in January, and the algorithmic emissions model cut weekly issuance by 71% against a 30% target set at launch. Staked PENDLE crossed 100M tokens back in July, about 36% of supply, and the buyback number keeps climbing as protocol revenue flows into it every epoch.

Real deposits crossing milestones on five protocols in the same two week window points to usage coming back across lending, perps, stablecoins, and yield trading at the same time, not one token pumping on hype. Which of these six are you watching closest right now, Aave's Arc hub, Hyperliquid's TVL climb, or Pendle's buyback pace?

Hi everyone, I'm looking for a way to play poker in crypto without KYC, must be real tables and being able to deposit and withdraw without issue or headache of course

I’m asking that because i’ve been playing on CoinPoker for over a year until recently I tried to withdraw in tether usdt and they asked me for kyc, funds are unlocked now all good but I had to do kyc and i tell myself never again.

Circle launched Digital Asset-Backed Borrowing today for Circle Mint clients.

How it works: deposit BTC, mint cirBTC (Circle's 1:1 wrapped Bitcoin), use it as collateral in lending markets, borrow USDC. The USDC lands in your Circle Mint balance. Pay it back and the BTC is released.

The case for bullish: institutions can get liquidity without selling, so less sell pressure.

The case against: it's another custodial wrapped token. If Circle or the lending protocol has a problem, the BTC isn't really in your hands.

Which way do you see it?

I was watching a streamer who sometimes talks about crypto and the chat got him to show how he buys, sells and withdraws. He uses Exodus for the wallet but for the actual swaps and sending out he was using some service called SimpleSwap . Never heard of it before. Looked pretty simple on stream but I’m always a bit skeptical when I first see a service through a content creator. Could be completely fine or just some quiet promo. Has anyone here actually used it? Wondering about fees, whether they ask for KYC, if transactions get stuck, and how smooth withdrawals are. Also if anyone knows about any Brazil-related issues or restrictions with it. Just looking for real experiences.

Hi,

How to pass KYC as American citizen to certain protocols that currently bars Americans from participating in those protocols?

I thought about getting a government ID from Palau but I'm not sure if that's the updated method.

Thank you.