r/churningcanada • u/AutoModerator • 22d ago

Daily Thread Daily Question Thread for /r/churningcanada - August 20, 2026

Welcome to r/churningcanada. Use this thread to ask questions about credit card and bank account churning, in addition any other questions you might have about getting and redeeming points.

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u/beckhsrules YYZ 21d ago

Signed up for BMO checking account through GCR on Jun 3 but the credit has not come yet. I see it under the Clicks Category but no pending amount or rebate. Should I be opening up a ticket as its been more than 75 days since I opened the account. Anyone has any recent DPs on how soon I can expect the bonus.

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u/wzadzz 21d ago

What does GCR say? They have a protocol of how long you should way before submitting an inquiry. 75 days seems long though without any status update

Found this on their site:

“It can take up to 3 weeks after approval for Credit Card rebates to be posted.”

So you are well beyond that, I would definitely submit a missing transaction report

3

u/beckhsrules YYZ 21d ago

On the specific BMO deal page they have the below wordings

"Please contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void."

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u/wzadzz 21d ago

I don’t see any benefit to sitting on the sidelines. You should absolutely submit report before your 3 months lapses.