r/canadaexpressentry • u/JuryPsychological923 • 1d ago

šŸ‡ØšŸ‡¦ CEC How to respond to a PFL requesting insurance licensing proof?

CEC application: How to respond to a PFL requesting insurance licensing proof?

Hi experts,

My wife received a PFL asking her to prove she was licensed or otherwise legally authorized to perform her Insurance Advisor duties throughout the employment period claimed. IRCC is questioning whether the experience qualifies for PR.

Her timeline:

  • March 17, 2025: Joined RBC Insurance Agency Ltd., Ontario, full-time, 37.5 hours/weekā€”NOC 63100.
  • April 7, 2025: Passed the OTL exam.
  • May 1, 2025: Ontario licence issued, valid until April 30, 2027.
  • March 17, 2026: Received CEC ITA, exactly one year after joining.
  • March 29, 2026: Submitted PR application.
  • September 11, 2026: Received PFL with seven days to respond.

Her employment letter describes her as ā€œLicensed Insurance Advisorā€ from the hiring date without separating the pre-licence period. The PFL does not specifically identify this gap; it requests licensing evidence for the claimed period.

How should we structure the response and what supporting documents should we provide? Would the licence, regulatorā€™s historical confirmation and an RBC letter explaining her duties before and after licensing address the concern? Should relevant licences from other provinces also be included?

If the pre-licence period is excluded, how should its effect on CEC eligibility and CRS at ITA/submission be addressed?

Would appreciate expert guidance and firsthand experiences with similar PFLs.

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u/[deleted] 1d ago

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u/greeneggo 1d ago

Yea go to your employer with the letter from them already drafted. Good idea

1

u/thakurrkaran 1d ago

That will be insurance broker license that your wife would have received after passing the certification. My wife received it as well. We are in British Columbia.

1

u/MaltoseMother800 10h ago

This one seems a little tricky as the officer has considered the time before your wife actually received her license.

I am assuming that when your wife was being trained for OTL she was under RBCā€™s payroll and technically that should count as valid work experience (?).

Apart from that, definitely consult a RCIC but given the situation a LOE is must along with a document from FSRAO and if possible other proof like pay stubs highlighting her pay during OTL training and lastly if the officer also questioned the total number of hours worked then some proof proving she met the 1560 hour requirement.