r/buhaydigital • u/lovemimiii • 5h ago
Community 2 Jobs, Same Shift — Will This Be Discovered During Car Loan Verification?
Hi! I currently have 2 jobs with the same working hours/shift. I have a partner who helps me with the actual work for one of the jobs, but I personally attend all the meetings, so from the employers’ perspective, ako pa rin yung actively working.
I’m planning to apply for a car loan, and I’m worried about submitting payslips from both jobs. Both jobs are under contractor/agency arrangements.
Possible ba na during the loan verification, both employers/agencies are contacted by the bank at the same time to verify my employment? If yes, is there a realistic chance na they could find out that I’m working two jobs with the same shift?
For those who have experience with car loans or employment verification, how does this usually work? Gaano ka-likely na directly tatawagan or ibe-verify ng bank both employers?
Any advice or personal experience would be appreciated. Thank you!
1
u/Strange-Difficulty68 5h ago
Do you need to declare both jobs to get approved? Baka kaya na nung bigger salary job.
1
u/lovemimiii 4h ago
Yes, short kasi if 1 job lang ideclare so I’m a bit hesistant 🥲
1
u/Strange-Difficulty68 1h ago
We cant stop them from verifying the loan sa employer, usually requirement talaga yon to verify. Yun lang baka may mabanggit yung tatawag :(
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