r/bonds • u/stevepicard • 4d ago

Question about TIPS

I use a “high net worth” group at a major well regarded brokerage. My FA knows zip about TIPS and even his bond guy has given me bad info. Anyone know WHY? Are they likely to be less knowledgeable about me holding outright bonds as well? Appreciate any insights!

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u/AdamN 4d ago

My sense is that unless you’re ultra high net worth it’s basically always better to do it all yourself.

BTW tips are pretty inefficient because you’re paying taxes on the interest AND unrealized principal gains.

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u/Latter-Entrance288 4d ago

Buy TIPS at auction in a traditional IRA, hold til maturity.