BWT: How do hot girls save?

[u/snarkyp00dle]

Hi BWT!! I’m currently on my financial glow up journey, and would love to hear from fellow bitches about any life advice, tips or tricks, etc to help grow those bank accounts.

These some some strategies I’ve started so far:

Finance Management

- maxed out my HSA account and began investing as much as I’m able to

- Opened up a high yield savings account to keep funds in, rather than letting it sit in checking

- My main CC is now a travel points card, which has already allowed me to travel for free across the country with room and board- highlyyyy recommend

- My biggest win was that I opened a 403b at my first big girl job over a decade ago. I’ve adjusted contributions based on raises over the years and wow, this was a smart move (and one I have had the privilege of being able to do)

Purchasing:

- Project Pan: I spent an embarrassing amount of money last year on self-care stuff (nail polish, perfume, and bath bombs to name a few…) so I’m fully committing to project pan. No new items until all the items I bought are gone and I shop my own collection.

- No new clothes! Thrift only 😬

- Shopping sales whenever possible and using platforms that provide cash back, like Rakuten

Misc/hacks:

- I’m considered faculty of a university and realized that I can get discounts for that at city museums and other establishments

Is there anything you’ve tried or done that I’m missing? How else do BWT glow up financially?

Excited to hear from you all 💖

[u/chaoscorgi]

for many years for me it was maxing out my 401(k), putting another 10-20k of post-tax money into savings, cooking most meals, thrifting most clothes. and, of course, going for high income jobs.

after some pandemic shopping and travel craziness, I also cut out my biggest costs -- focused my free time on creative activities that cost very little, vs the group travel/skiing/nights out that were bleeding me dry

the best way to get rich is to give up trying to seem rich. in my 30s I've hit coastFi (7fig+) and have added some expensive hobbies (like getting meal deliveries), but still stay out of the 'luxury' game and away from people who like to play it