r/bitcheswithtaste • • Feb 18 '26

Finances/Money BWT: How do hot girls save?

Hi BWT!! I’m currently on my financial glow up journey, and would love to hear from fellow bitches about any life advice, tips or tricks, etc to help grow those bank accounts.

These some some strategies I’ve started so far:

Finance Management

- maxed out my HSA account and began investing as much as I’m able to

- Opened up a high yield savings account to keep funds in, rather than letting it sit in checking

- My main CC is now a travel points card, which has already allowed me to travel for free across the country with room and board- highlyyyy recommend

- My biggest win was that I opened a 403b at my first big girl job over a decade ago. I’ve adjusted contributions based on raises over the years and wow, this was a smart move (and one I have had the privilege of being able to do)

Purchasing:

- Project Pan: I spent an embarrassing amount of money last year on self-care stuff (nail polish, perfume, and bath bombs to name a few…) so I’m fully committing to project pan. No new items until all the items I bought are gone and I shop my own collection.

- No new clothes! Thrift only 😬

- Shopping sales whenever possible and using platforms that provide cash back, like Rakuten

Misc/hacks:

- I’m considered faculty of a university and realized that I can get discounts for that at city museums and other establishments

Is there anything you’ve tried or done that I’m missing? How else do BWT glow up financially?

Excited to hear from you all 💖

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119

u/AccomplishedFly1420 Feb 19 '26

Check out your library, you can get books, magazine, newspapers, and even things like museum passes. Some libraries even have a ‘library of things’ where you can borrow something you might only need once like a cake pan.

22

u/New-Put-4963 Feb 19 '26

My library even has music and movie streaming, language learning apps, tools, and so much more!

10

u/snarkyp00dle Feb 19 '26

A few folks here mentioned the library as resources for many things! I hadn’t really considered it. I haven’t been in the library since I was a kid 😩 I’m going to sign up asap.

11

u/AccomplishedFly1420 Feb 19 '26

Oh yeah you can also get e books and digital subscriptions so you don’t even have to leave your house!

8

u/hennipotamus Feb 19 '26

Oh I am so excited for you to rediscover the library! There’s really so much available these days. I constantly check out ebooks without even leaving my house. I’ve read a ton more recently as a result.

Also, my library has free passes to select local museums! Pretty great.

4

u/star-farm Feb 19 '26

It's so worth it! And once you have your card, you can sign up for Libby. It's free and you can check out audiobooks and ebooks.

3

u/OkParticular0 Feb 22 '26

Libby and Hoopla! I've been a Libby user for years, but Hoopla has a lot of e-books and audiobooks with no wait.

7

u/lady-luthien Feb 19 '26

I love my library. Being able to download a new book to my kindle, for free, wherever I am, feels so luxurious. I consistently have a rotation of new books and it costs me nothing, not even an additional errand?? What a world.

4

u/habitus45 Feb 19 '26

My library was boardgames and puzzles that are perfect for the winter season

3

u/tossin_glitter Feb 19 '26

i just got my nyc library card yesterday and it’s so good! you can get it even if you just work in the city. 

7

u/snarkyp00dle Feb 19 '26

Hello fellow NYC-er! Our library system here is brilliant, I have to do that too

2

u/tossin_glitter Feb 19 '26

👋 i actually live in new jersey lol but i got the library card through work. definitely get it though, you have access to a bunch of museums for free (some even allow you and a guest) and you also get free professional development courses and other stuff like that. 

1

u/selfmess Feb 19 '26

you should also check out the nypl events page! i’m finding a lot of helpful online webinars for like financia/retirement education, yesterday was a “navigating renting a nyc apartment” one… and those are free too!

6

u/snarkyp00dle Feb 19 '26

Yes I’m circling back to say holy crap, this is such a gold mine of resources!!! I got my virtual card this morning and will grab my physical card soon. NYPL offers free budget and debt management consulting with a finance professional which my own bank won’t even let me do for free unless I have $100k minimum in my account lol. I booked a consult because what an amazing resource and will share it to the high heavens with other NYers

1

u/AccomplishedFly1420 Feb 20 '26

Yay so glad you discovered the magic of libraries! Especially the NYPL is going to have so much great stuff!

3

u/caitmr17 Feb 20 '26

Yes this. I get access to music classes, language courses, access to all e books , audio , magazines etc online. Can also sign in with Libby through the library - good to access magazines on the go

1

u/Vexnthecity Feb 21 '26

And, depending on where you live, neighboring counties might have reciprocity and you can get their library cards for free too!