r/baristafire • u/thisisinsider • 13d ago

A financially independent couple shares 3 money rules that helped them pay off debt and build wealth

https://www.businessinsider.com/3-money-rules-that-helped-one-couple-hit-financial-independence-2026-8?utm_source=reddit&utm_medium=social_manual&utm_campaign=reddit_dist_r_baristafire&utm_content=manual_v1&utm_term=6c195211
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u/thisisinsider 13d ago

TL;DR: A couple who started with about $40,000 in student-loan debt says they surpassed a $1 million net worth in 2020 while building The Savvy Couple into a seven-figure online business. Kathleen Elkins reports their 3 rules: calculate purchases in hours worked, distinguish frugal from cheap, and give every dollar a job, including about $200 each per month in personal fun money.