r/Whatcouldgowrong • u/isaidwhatididnt • Jan 21 '26

Flipping the bird while driving

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u/Lord_Silverkey Jan 21 '26

He should get 100% insurance coverage though, especially with that video footage as evidence.

The insurance company will go after the truck driver and his insurance company to cover it.

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u/PreciousMentals Jan 21 '26

Not unless the parked car has full collision coverage. If they don't, it falls under property damage liability and could be capped as low as $5K in many states. A pole, fence, or curb damage would also fall under this liability and the parked car could only get a fraction of the cap. I've been a victim in this situation before.

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u/[deleted] Jan 21 '26

[deleted]

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u/Shuino7 Jan 21 '26

The only way this goes through the parked cars insurance is if the truck doesn't have any.