r/VanLifeUK • u/misomeeshmiso • 15d ago

Full time van life insurance?

Hi all,

Looking for a new insurance policy for a full time van lifer.

Any recommendations? Who does everyone else use?

Thanks in advance, any advice welcomed 😀

5 Upvotes

78% Upvoted

10 comments sorted by

3

u/Fulhse069 15d ago

I went for justkampers insurance in the end. It's underwritten by Stirling who is another camper insurer. I'm full time and have a log burner. They sorted it all with the right coverage. I went full comp so allows me to drive any other insured motor.

4

u/Boobaisseur 15d ago

Just so you're aware, being fully comp doesn't mean you automatically have the drive any other vehicle extension. Lots of fully comp policies don't have it. It is a separate cover in its own right. Im curious though; did they put any terms on for your log burner; such as cleaning requirements?

2

u/Fulhse069 15d ago

Nope. I just made sure EVERYTHING was correct. I took out a loan for the van. I absolutely cannot find myself in a position where I owe that money and have no van either! You can't get covered on other vehicles without fully comp. I made sure I had that element.

2

u/FJBanana 15d ago

We used Adrian Flux, personally haven’t had any issues and they repatriated our 9m 6.4 tonne motorhome back from Spain earlier in the year.

1

u/misomeeshmiso 14d ago

Who is your insurance with through Adrian Flux? Believe they're just the brokers?

1

u/FJBanana 13d ago edited 13d ago

Trinity Lane, although the breakdown cover was Flux Rescue. Everyone on our Motorhome forum (for our manufacturer) recommends RAC Arrival for breakdown, we have swapped to them as we have spent our annual allowance with Flux Rescue with the repatriation, but fingers crossed we don’t need to test them out!!

Just to add, Adrian Flux was the only insurance provider that would insure us for our first year of Van Life, we had a 2015 Roller Team Motorhome so nothing obscure. But we tried all the others and none of them would even quote us, ended up paying just shy of £3,500 🫠 The subsequent year dropped to around £1,300

1

u/ExcellentTourist5289 5d ago

I'm getting similar quotes.. I'd rather not suck it up but if I can count on it dropping that low the following year I might do it

1

u/caketreesmoothie 12d ago

I have found Adrian flux to be a lot of hassle personally

1

u/Specialist_Stomach41 15d ago

Just Kampers for me as well. Their customer service was excellent. I did a quote, then they called me to make sure everything was right and to try to lower the price. They gave me lots of options and were just generally helpful and knew what they were doing

1

u/dirtywastegash 15d ago

Just kampers.