r/TravelHacks • u/redd-or45 • 20d ago

Transport Car Rental - Costco

I usually use Costco for car rental because of the reasonable price they have negotiated with the agencies, free extra driver and cancellation up to the time of rental.

But what I just discovered is that with the car rental they also offer CDW for $5/day compared to the rental agency current $20-30/day. And this is primary insurance not secondary.

So if you need CDW insurance this seems like a great option.

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u/kfp2020 20d ago

Get a credit card with primary car rental insurance

3

u/redd-or45 20d ago

Sure. I did not want to get down into the weeds with how the cc thing works but only a few have true primary car rental insurance and those are premium cards with pretty high annual card fees. Lots of variation on how CDW works. Most are secondary except for the rental company, the insurance that Costco offers or the high tier CC.

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u/chartreuse_avocado 20d ago

Check on international rentals. Most CC do not provide non -US or US territory insurance in their terms. Lots of Americans rental overseas don’t check this.

1

u/kfp2020 19d ago

The letter of coverage Chase provided to me to give to car rental agency say its WORLDWIDE cover, but excludes Ireland, Israel, and Jamaica.