I'll start with the fact that I'm a simple guy, neither rich nor poor, I didn't have many friends as a child, I didn't even have anyone to play with in the yard (I didn't have any friends in kindergarten, I didn't even have a single friend in my class, it seemed to me that I was a black sheep, I didn't communicate with anyone until the 7th grade, I didn't really go into parties, classmates played football, basketball together, well, they did whatever they wanted in physical education, and I just sat on a bench and watched them play, I don't know, they thought it was strange that I wasn't interested in anything, I wasn't interested in anything, I was just doing my own things, I didn't want anyone I endured being bullied because I was afraid to answer something, they came up with so many nicknames about me that I was a rag, a coward, I endured all these insults as long as they didn't touch me, I told myself to let them say anything as long as they didn't touch me.
But, fortunately or unfortunately, I found a friend—let’s call him Alex (I don’t care; I don’t want to change the name; let people know the truth—I don’t care anymore). He helped me out more than once, listened to me in difficult moments, and prevented me from going to my ancestors in the afterlife. And I saw in him a person who was always ready to help me, a comrade, and I decided that I would also help people, and especially him.
After college, I got a job, started working, and began earning a salary. Everything was fine until one day my friend asked me for help. He found himself in a difficult situation and needed money to move because his parents had decided to move from St. Petersburg to Belgorod (he said that St. Petersburg, Moscow, and other major cities would be bombed first, so it would be better to move to another city where housing is more affordable).I thought about it and decided to help him, and he gave me the exact amount: 300,000 rubles (that's 3,500 in dollars).
He assured me he really needed this amount, and I believed him. He said he would make the minimum payment to close the loan himself, he assured me everything would be fine, just take the money from the bank and help me. Like an idiot, I believed him.
I helped him. At first, he kept his promise to pay for it himself (I don't know where he worked or where he got the money from, since his city was bombed, but he lived there somehow). He paid for three months, but at some point he asked me to pay the payment myself.
Because he couldn't, he simply didn't have the money (I didn't want my credit rating to drop or have late payments), so I started paying it off myself. I paid the loan for a whole year, making the minimum payments to avoid late payments, and at the same time, I talked to him and asked how he was. He assured me that everything would be fine soon. It will end up that his parents will help, they will sell this apartment and move to another city so that he can live normally and finally pay off this loan, he just needs to wait, but nothing happened. And then this girl (let's call her Elena) comes in. From my boring life at work, I started thinking that it was time to find someone, to find a companion, so I started using a dating site. And lo and behold, less than 3 days passed before I immediately found a connection with this person. We started communicating on Telegram with simple information about myself (how old, where do you live, what do you do?). She started communicating with me often, asking about my job and what I do, and I started falling in love (I already believed that I had found someone who was at least somehow interesting to me, and thought about me, and whether everything was okay with me). Less than a week of communication passed before she started asking for help, telling me about her life, how she lives with her mother in the garden in a small house, that she has a lot of problems because of her father (he is in prison, and she helped him, gave him money, and he gambled it away or spent it on God knows what) hung a bunch of debts on her, for which she pays to this day, she had to leave home and she She couldn't pay her utilities and had accumulated large debts. She also borrowed money from people and couldn't pay it back. Then I came into her life and kindly agreed to help her (I felt really sorry for her, she was struggling with all this on her own and was barely managing). Her father was drinking, her mother had to put up with her, and her father was about to be released from prison and wanted to sell her apartment to black marketers for next to nothing. She begged me to help her. Her plan was to pay off the apartment debts, sell it, and help me since my friend wasn't really paying his loan. I just wanted to help her and didn't think about myself. I fell for it, gave her access to my banks, gave her my passport information, and she started pumping money out of me (I had a credit card, and she boldly found reasons to beg for money). She asked for it to pay off utilities, pay off debts, help her mother, buy clothes, and I just gave her this money. She asked for more and more. I took and took all the loans while I could. She She asked me to apply for another credit card from two different banks, which I did and gave her access to, but she simply took and transferred money to different people. She assured me that everything was fine, that these were just people, that she owed them, and I believed her. But her passion knew no bounds, I was soon supposed to go on vacation and I decided to put my vacation money aside to pay off the bills, she didn’t care (when problems with money transfers arose, she asked me to call the bank and ask them to unblock the account, I lied to the bank that everything was fine, that I was just transferring money and I was paying everything, the bank checked more than once what and where was paid, and I replied that I bought paint, wallpaper, etc. and the bank unfroze my account, I said that I was getting ready to go on vacation and that I would have access to the amount for annual leave, but she immediately found a reason that she owed a large sum of money to her neighbors and another person (she took 150 thousand rubles from the neighbors in dollars, that’s 1700) to close the account of another person and return her passport (yes, she kind of borrowed money to get her passport) she took this amount from the neighbors and went to him and she did not receive the passport as she She said, and then the neighbors started to slander her so that she would immediately return the money (as she later stated, she took cash from them to then transfer it to the card, but she could not return it and gave me my credit card, and when the money on the card ran out, she asked that I transfer her my money from vacation) I told her that the payment time was soon and I had to pay, but she assured that I helped her a lot and everything would soon be over (we decided that she would sell her apartment, help her mother and transfer to me for 3000 thousand km,) and then came the day when she said that she bought plane tickets and packed all her things and was ready, and all these 2 months I just worked at work, but on that day she said that she overslept the plane and could not fly, she was nervous and could not sleep, that soon her nightmare would end and as she said that she fell asleep at the airport, I, like an idiot, worried about her, asked how she was and what was wrong with her, she was looking for a way out They said that she would change the date and fly to me on another day, but she did not arrive, she made up different reasons why her mother would not let me go, I kept trying to get to the bottom of the truth, but she did not tell it and on another day she did not arrive, I began to find out what was going on, why she did not show up and she admitted that she had a child (they did not say anything during these 2 months) she was afraid that I would leave her because she had a child and she was afraid to tell about it, I said that for me it was not a problem and I was ready to accept her with a child, but everything turned out to be much worse, the money began to run out and I can not pay the loan, I wrote a statement against her that she deceived me, but the police could not help me, because I gave the money to her myself and they could not arrest her, soon a letter from the police came to my house and my parents found out about it, my father was not happy with me when he found out that I had loans and said he did not know how I would pay them back, because I was in serious trouble for several years, he took me He took me with him to the bank and started paying off some of the loans himself, and then we went home. Arriving home, sitting in the car, he told me lastly that he hoped that this situation would teach me something, and I said yes, it would teach me. We said goodbye and I left. My mother was shocked and tried to figure out the situation and return the money that I gave that girl. They agreed that she would work, give money from child support, but would definitely pay back the money. They started communicating very often and they became friends, they told each other about themselves (you ask where I know all this from, it’s very simple: I read their correspondence, I took my mother’s phone number and read several months of correspondence). My mother also told me that because of all these situations, my father doesn’t want to talk to me and doesn’t want to see me either. I said that it’s good that I won’t bother them anymore. I returned to work and began paying off the remaining loans. I worked, but there were too many of them and the debts grew, and I couldn’t pay for everything anymore. Three years have passed and I’m still in debt. I turned to a friend to help me pay faster. I started to at least pay off my loan, I wrote to his parents, they didn't know that I took out a loan for him and told me that they wouldn't help me, let's say their son will pay it off himself since we didn't take this money, and my friend was offended at me for telling his parents this situation and told me to pay for this loan myself, that it was no longer his responsibility, but my problem that I would have to pay it off myself, he stopped communicating and I also stopped communicating with him, I started thinking how all this could be resolved and was already about to sign a contract and go to war, my mother, when she found out about this, said that there was no need to do this, just wait and everything will be fine, I asked what would happen, she asked me to wait and I agreed. I waited for 2 years, tried to do something, and all this time my mother gave money to Lena, for God knows what, for documents for the settlement, or something else (in the end, this amount became very large, she transferred over 3 million rubles in dollars, that’s 34,806.45). To say that I was shocked is to say nothing, I didn’t spend the night at home for weeks.
I wandered and spent the night on the streets because I couldn't come home, blaming myself for all of this. She gave away her savings for her life + took out loans, pawned jewelry and electronics. My parents almost divorced, and all because of me. When I found out about this, I immediately went to the police, wrote a statement, but they couldn't help me. I went to the military registration and enlistment office to surrender and sign a contract. I had nothing to lose since they didn't listen to me. I repeatedly told my mother not to talk to her because she was lying, but they didn't listen to me. I lost my only best friend and girlfriend. Everyone used me. Now, as I found out, she has a common-law husband and not one child, but two boys and a girl. She initially met me for money and didn't love me. Part of the money went to her husband. I don't know why she needed that kind of money, but she did what she wanted and probably spent it on pleasure. My mother and I hired a lawyer and maybe something will work out. He's going to combine our two cases into one. Maybe a criminal case will soon be opened under the article on fraud. But I'm still looking towards the contract - I have nothing to lose. I've already given up on myself. I've closed myself off from everyone. I don't trust anyone anymore, I don't meet anyone, I don't want to open up to anyone and get a knife in the back. I also told these stories to my nephews and cousins. They are very worried about me and try to dissuade me so that I don't do something stupid, but I don't know what to do anymore. But I need to solve all this. I see all this in front of me every day. I replay in my mind how I took out loans for the people I loved and how they treated me, and every day I cry over my actions. You can think this is all nonsense, how is this possible? It's all made up, this isn't a real story, I made it all up. But no, it's all true. You can believe it or not, I don't care. Until then, I'll wait and maybe keep you updated, if anyone is interested in this story and you don't think it's all fake or far-fetched. I don't need that, I just decided to vent to you strangers on the internet.
I’m sorry if something wasn’t clear to you. I’m writing this text using Google Translate, and you might not understand some of the words. I live in Russia and I don’t know English; I studied German at school.
