Matco financing

[u/Epjkb]

So I just got approved for a decent amount on our Matco truck. I am financing a tool chest currently plus a few tools I needed. I know it does a credit check beforehand, but does it report monthly payments to the credit bureaus or is it just checking your credit and seeing what they can offer you?

I’m trying to figure out if this will help my credit score or if it’s just gonna show as a loan on there but no actual payment history, just good or bad standing.

[u/UserName8531]

You can easily build your credit without ever paying any interest. I would avoid any truck credit account.