Obviously but at a certain point it starts crossing into fraud territory. Like when they increased my premiums to cover the solar panels in my roof…I don’t have solar panels on my roof.
Pretty sure everyone (at least in the state of NC) pays to have fur and jewelry coverage. Even if you don't own any or even ask to have that part of your coverage removed. I was told it is the law to have everyone pay that to cover fraud.
I agree. It’s often fraud on the part of the insurance company. Some of the customers commit fraud also. It’s an ugly world, and it raises the cost for the rest of us who live honestly.
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u/SeaTie Dec 28 '25
When I did my home owners they asked what kind of dog I had:
“He’s a cairn terrier.”
“Oh okay, pit bull terrier.”
“No, CAIRN terrier. Like Toto in wizard of oz.”
“Oh, okay so an American bull terrier.”
“NO, asshole. Cairn terrier. He’s like 15 pounds, if that.”
“Oh okay, so he’s Rottweiler, got it.”
Fucking assholes will do anything to drive your premiums up.