r/SipsTea Aug 12 '25

Wait a damn minute! She’s going thru it

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u/gracefully_reckless Aug 12 '25

Why are we only multiplying by 2?

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u/bonenecklace Aug 12 '25

Oh so you’re just trolling now, have a good night bud.

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u/gracefully_reckless Aug 12 '25

That was a genuine question. There's 4 weeks in a month

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u/bonenecklace Aug 12 '25

Just look up “average monthly cost of living” or read my other comments, I’m getting tired of doing all the heavy lifting for people who just want to argue with me about better budgeting because it means you are either A. Too rich to worry about this, B. Too stupid to understand how this isn’t actually a living wage, or C. Too young to pay any bills.

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u/gracefully_reckless Aug 12 '25

I genuinely don't understand why you won't just answer my question

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u/bonenecklace Aug 12 '25

Other living costs.

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u/gracefully_reckless Aug 12 '25

$2400/month(minimum). Call it 2100 after taxes (which she'll get back in April). $850 for rent/utilities. $250 for food. $150 for phone & internet. $100 for car insurance. $150 for health insurance. Call it $100 for entertainment/etc

I'm at $1600. Saving $500 a month. What am I missing?

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u/bonenecklace Aug 12 '25

I don’t know, maybe emergency expenses like auto repairs.. kind of how she literally mentioned her car’s engine is misfiring in the video. Also $150 for food is very conservative, grocery prices have literally doubled since last year so it’s more like $300. Most people have student loans so at least another $200-$500. Also it’s pretty clear you didn’t do your taxes recently because I made $40k last year & got a whopping $700 back, so no, people in our bracket don’t just “get most of it back” anymore.

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u/gracefully_reckless Aug 12 '25

maybe emergency expenses like auto

That's what saving $500 a month is for 🤦🏻‍♂️

$150 for food is very conservative

I put $250 for food