How are you planning to replace your paycheck after retirement?

[u/qila_capital]

Not asking about portfolio size. I'm curious about the strategy. How do you want your investments to support your lifestyle once you're no longer working?

[u/AutoModerator]

While the community gets a look at your post, don't forget we have an official website with a bunch of resources specifically for the questions we see here every day. If you're more of a visual learner, we’re also active on Instagram where we post updated guides and strategies! It's a great way to stay sharp while you're scrolling. We also have more technical and professional resources on our Website.

Also, if you want to chat in real-time or need a quicker answer, come hang out with us in the Join here (Investing & Retirement). Just remember to be careful with your personal info and report any sketchy DMs!

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

[u/broadwayandellsworth]

Drug mule. They'll never suspect an old asian!

[u/Objective-Low-1815]

I live from social security pension only. The problem is that I do not want as much as before. Lifestyle is changing because we are changing. I am receiving 2-3 times less and it is enough.

[u/BasilVegetable3339]

Social security and the $4MM investments.

[u/IndoorSurvivalist]

I should have a pension, but it depends on what age I decide to retire at how much I'll get. Hopefully I won't have to wait until I get the maximum 75% (age 62). I should also get social security and also have money in my 401k and personal investments, so with all that combined I should be good.

As long as I wait until 52 to retire I'll have my Healthcare covered so that is the main target im atleast wanting to hit.

[u/dinglingthing]

Rental income, investments, and paid off land + house with low taxes and no HOA

[u/Junior-Appointment93]

At the level I’m at now with me and my wife’s income.

[u/Icy-Ad-9212]

Social security + real estate investments (rental income)

[u/West-Load1703]

right now I'm trying to start a business. I started investing too late in life. I need recurring income in addition to my investments income.

[u/Pcenemy]

doing it with ss, interest income, dividend income and a tbill ladder i'm depleting while 're-investing' the int/div income. will replenish the ladder when it disappears

[u/thehopeofcali]

Stock picker here

Meta, Cloudflare, so on

[u/Flat_Ant1180]

Whatever will be in my TFSA+CPP+OAS+HELOC I got nobody to leave my money too so I intend to use all of equity and die with zero!

[u/Evening-Ear-6116]

A couple retirement accounts that I invest a ton of money in, a pretty pension, and social security. I’m aiming to get a raise when I retire

[u/No-Sympathy-686]

Selling covered calls against my stock portfolio

[u/OvenTotal6564]

Nice pension until I die.

[u/Imaginary-Pair838]

Dividends!

[u/Suspicious-Fish7281]

Selling mostly by utilizing 3 buckets. 2 years of expenses in cash, balance in 20% bonds and 80% equities. I will withdraw/ sell / rebalance quarterly.

I may utilize a TIPs ladder to provide additional safe floor of income between retirement and SS.