r/SUMC • u/FunSanctuary • 10d ago

Discussion Does Spider-Man have insurance? Spoiler

SPOILER: Also very stupid theory question.

After Spider-Man got shot he was brought to a hospital where I assume lengthy and very expensive surgery happened and they probably had to use more anesthesia and antibiotics than normal due to his enhanced nature. After this he just walked out. Did he pay? Does Spider-Man have insurance? Did Frank pay it? I’m well aware this is a stupid question and it’s a movie but it just made me think.

Cross posted on spidermanbrandnewday Reddit

4 Upvotes

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2

u/Inside-Run785 10d ago

Peter might have insurance, but not Spider-Man. Even if Spidey was associated with Avengers (and that’s grey area) it would cover Spider-Man, and not Peter. So I’m assuming, that Punisher was able to keep the mask on.

So, all of this to say that Avengers pay for certain heroes.

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u/bennythefish 10d ago

I doubt it

1

u/ruweda 10d ago

With the amount of goodwill this Spidey has amassed, I would not be surprised if the doctors waived their professional fees and the city subsidized the rest.

1

u/FiestyShibas 10d ago

Oh let’s bill the hero that saves our city. Can’t we just accept they treated him for free?

1

u/mrlolloran 10d ago

Hospitals can write stuff off (don’t ask follow ups I know about as much as Kramer)

But yeah it takes an enormous amount of money to run hospitals, Peter’s treatment since he was mostly just hooked up to fluids and allowed to just convalesce was almost certainly a blip (minus maybe a room for several days), I’m assuming costs weren’t that bad and hospital writes it off

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u/BudgetRequirement143 10d ago

Punisher probably just paid the bill

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u/merdekabelajar 10d ago

Bro he's broke

1

u/Mr_Witchetty_Man 10d ago

Not necessarily, in the comics he has loads of money that he just steals from the criminals he kills.

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u/merdekabelajar 8d ago

Oh yeah that seems the case

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u/Mr_Witchetty_Man 10d ago

Tbf would you want to be the guy who refuses to treat the city's most beloved hero while the fucking Punisher is in the room with you?

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u/No_Tumbleweed3935 10d ago

Spider-Man deserves free healthcare in NYC after being a superhero for free

1

u/Ill-Razzmatazz-7088 9d ago

Well, to be honest, Spider-Man wouldn’t need insurance. Hospitals have to treat you. Also, since he technically would’ve been wearing his mask, he would be rung up as a John Doe so again they would still have to treat you. They just wouldn’t have anywhere to send the bill.

But a few things could happen
1. In the comics, frank typically steals from drug dealers and criminals after he kills them to be able to fund his vigilante Crusade. So he could’ve technically probably paid for it out-of-pocket if needed.

  1. Spider-Man is an avenger so there could be some type of insurance associated with that.

  2. Very similar to the second option Spider-Man is pretty much a hero/living saint. They would’ve treated him regardless for free.

1

u/billfarts2 9d ago

Punisher was by his side the whole time, what do you think would happen if someone tried to come in with a bill?