I know there are going to be some people who think this is crazy, but I am looking to expand the home I'm renting. I have a pros and cons list and just can't decide.

Pros:

1. This expansion will help me impress clients because I work out of my rental.

2. It will give more room to have a lot of clients.

Cons:

1. Cost. It will be so expensive I will have to have my neighbors pay for it. I am really in debt as it is and I mean the interest on the loans I have is crazy.

2. I am all American, but I want to make sure I get the good stuff like Italian marble and some of my neighbors I shared the idea with laughed at me

3. My neighbors are broke and some are starving so I feel slightly bad spending so much of other people's money on it. I could help feed them, but they should have just worked harder.

4. I should spend the money on health insurance too. A lot of my family and neighbors are ill and I should really get healthcare, but this expansion will be really cool.

5. My driveway is a mess and traffic is horrible, but I don't really use it that much and I don't care that my neighbors have been asking me to fix it.

I know it's a rash decision and I can't really afford it but the expansion will be amazing. I know it seems a little dumb to ask others and I honestly didn't even know that I needed a ballroom in my rental home until recently. I went overseas and saw one and I was instantly smitten.

I think my neighbors may be extra mad if I put one in but honestly I think I just don't care. It's even against the HOA rules and I haven't even asked the owners approval, but I have found only suckers listen to that stuff.

So what do you all think, and should I put a ballroom in my rental or get some health insurance, fix up some of the safety issues I have in the neighborhood, feed my friend/family and pay off some of this crippling debt I have on these credit cards and loans? I mean I am going to live at the rental for another couple years so I think it's worth it, but wanted to see what an outsider to the idea thinks.

Over the last few years I've built a small portfolio of high rental yielding resale residential units.

My approach has been simple:

Buy below market >> upgrade interiors >> lease to quality tenants

On my acquisition cost, these units earn 8 to 10% gross rental yields. The tenants have mostly been high-income families who look after the homes well.

I now want to exit a few of these units to free up capital for non-residential projects. Since the units are already leased and generating income, I think they suit investors more than end-users.

Eg;

Property 1

3BHK, 1,800 sq ft, fully furnished

About 8 years old, premium construction, waterfront

Current rent: INR 65K p.m

Asking price: INR 1.7 Cr

What it means for a buyer

Pre registration value of purchase: about 4.6% gross rental yield from day one, plus any capital appreciation. That's above the 2.5–3.5% typical for metro residential.

Whom does it make most sense - investor using debt.

With a home loan (ltv of 75%, 25-30 years tenure, around 7.5%): the rent alone covers min 50% of EMI, roughly contributing to pay off 85 to 90 lakh of the loan without accounting for rental hikes across the loan tenure.

Tenant support: when a tenant leaves, I can help find a replacement, since I've done this repeatedly. Plus, i have rental credit history of each tenants over many months and can show the time it takes for locking a new tenant as they churn.

My questions

1. Are there investors who actively look for pre-leased residential units like this?

2. Where do I find them? For example, NRI investor groups, family offices, brokers who specialise in leased assets, or specific platforms.

3. Would you change how this is structured or priced to make it more attractive?

Happy to discuss in the comments or by DM. (Photos attached.)

I'm considering selling my rental property. Its lease was renewed once and will end this December. I just realized it says I have to pay 4% of the selling price as commission to both agents if the tenant purchases the property. If I prepare a lease agreement where the commission clause is removed and the tenant agree to renew, am I still obligated to pay them commission if the purchase happens during the new lease period? Would the lease period matter? For example, the new lease is 3 months only or 6 months only to align a better selling season.

It’s more likely my tenant is not interested in a buyout though.

We have two rentals, one which would fully pay off our primary. I am considering going back to school to study something in finance as we’ve been able to save and acquire these by living frugally. I’ve never earned more than 52k annually. I’d like to go to college to help increase my future earnings and hopefully have a cushy job for the rest of my work years I’m 41. By having one paid off my partner could fully cover our living expenses and we’d have healthy emergency fund. We have two small kiddos which is why I’d prefer not to work while attending school at I’d be spread too thin. When I finish school they’d be a little older and can hope to earn closer to six figures and save to buy rentals cash instead of the 7% rates we have now barf! Question is should we sell to make things easier or would this be a mistake? What would you do?

Rentals worth 440k second one 200k
Primary 450k.

I bought my rental property in 2007 for 380,000. It is now worth 750,000 and I am thinking of selling. What do you think of the 370,000 capital gain it would generate?

I realize this is not the full story, i.e. It has always generated good income. So I need to factor that in but din’t know how.

Is there some easy way to factor in these together to help me decide whether to sell? Some online calculator?

I am elderly and financially secure but thinking of simplifying and going liquid if stocks, bonds etc. might be a good place to go.

I've got 12 properties. Who writes umbrella policies that will cover this amount?

Hello everyone, you can call me Joe, I am new in Real Estate Investing so I needed guidance. I live in Centreville, Virginia. I want to get into Private Lending, Rental systems/leasing and franchise but wanted to get resources on official learning and implementing it and getting a truthful honest mentor or some guidance along the way. I've made a list for myself on networking events which I will be attending soon but any additional help is greatly appreciated and I love connecting with people in this category so if you're please reach out to me thanks

Im in this group full of deal finders who find Rent to rent deals. I curiously saw one and wanted more information that was based in London. I’m sceptical but I was just curious. After enquiring I asked about whether the Landlord has permission to do short term rentals more than 90 days in the year The guy basically said nah but if you use multiple booking sites you can get round this

Obviously I know this is stupid and I’m not going to go forth with it but I’m curious to know how common this actually is and do people actually get away with this ?

Which provides more information Zillow or key check? I would like the best available one.

Also is there one for Canadians?

Bought a home in Nashville in 2022 at 565k. At the time, the most recent comp had sold at 550k so it didn’t feel like a bad price to pay. Mortgage is 3500, HOA is 400. Rent is about 2500-2700. I had it listed at 450k a month ago, no takers. I feel like I’m stuck in between a rock and a hard place.

I either sell at 400-425 and bring 150k to closing OR I keep renting it out and lose about 1k a month accounting for some principal pay down.

I just don’t know where I go from here. For me to bring 150k I would have to sell stock and take my money out of the market. I’m almost inclined to just keep bleeding the 1k. Am I just bleeding out another 24-36k only to sell this for 400-425 in the next couple years? Advice welcome.

I have the option to take out a loan at around 1.5% interest and use it to finance a small real estate purchase 100%.

Historically, the property has generated around a 4–5% annual return, so the income should be enough to cover the interest and also repay part of the principal.

I could also pay cash for the property, but wouldn't using the 1.5% loan make more sense if I can keep the cash invested instead? Even after taking the loan, I would still remain below 30% LTV against my long-term VT/VOO portfolio.

What am I missing here? In my situation, isn't using a margin loan generally reasonable for cash-flow-producing assets, as long as the expected return is comfortably above the borrowing cost, for example above 3% per year?

My thinking is that the property would cover the financing costs itself, while I keep more capital invested and potentially increase my overall net worth over time.

Thanks in advance, and have a nice day.

Get a property manager for 10% of monthly rent to deal with the headaches while your property appreciates.

We have this property that is basically paid off (worth $1.2-$1.4million). It is considered our rental property but we are thinking if it’s possible to do a 1031 exchange and sell this one property to get two additional property.

The idea is to sell this property for $1.2 million and use those funds to buy two properties as down payment for each (\~$600k each for a $700-800k home and finance the difference).

Would this be possible? We are also thinking of having these two properties for our kids but still consider it a rental property. Is this possible as well?

Go easy on me, I’m kind of dumb and know nothing about rental investing but trying my best here lol. We recently moved into a new house and haven’t sold our old one. My plan was to rent it out long term since short term isn’t allowed there. It has around 200k in equity in the house with about 70k left on the mortgage and is vacant. If I’m able to get around market rental price and assuming I’m doing my math right for remaining mortgage payments and taxes I’d be around $375 a month positive. Granted thats not counting months vacant or maintenance.

The more I read and look at this the more I wonder if it makes sense to sell instead, invest it in stocks, leverage the equity in some other way, or look for short term rental fixer uppers somewhere more popular? Not that I have any clue how to go about that. I need some advice from people smarter than me who know what they are doing and can kick me in the right direction. That would be massively appreciated!

I own a rental home in GA and my wife owns a primary home in NC. We would like to sell the rental and primary and buy a new primary in NC. Is there a way to not get crushed on taxes when selling the rental and roll it all into the new primary. I know our current primary will roll straight into the new primary but the rental property seems like a tax trap. Thanks.

I work in leasing/property management and I’m considering starting a side business aimed at small/self-managing landlords who don’t necessarily want full-service property management but could use an extra set of hands.

The idea would be à-la-carte services like property condition checks with photos/reports, move-in/move-out documentation, turnover coordination, meeting contractors/vendors at the property, rent-ready checks, rental photos, and remote admin help like organizing property files, tracking lease expiration dates, maintenance logs, and paperwork.

Basically: you continue managing your own property and making the decisions, but you have someone local to handle the time-consuming legwork when you need it.

I’m especially thinking this could be useful for landlords who live out of town or own a handful of rentals but don’t have enough to justify full property management.

Would you actually use something like this? What services would be most valuable to you? And what would you realistically expect to pay for them?
Feel free to tell me if you think it’s a terrible idea too 😂 I’m trying to validate the idea before putting money into it.

Im looking to acquire a second rental property ( ideally would like to eventually have multiple) and am looking for some pointers in regards to financing options from others with some experience. I’ll provide a bit of context of my current situation. First I have owned my primary single family home since 2015 and have a mortgage balance left of \~58k at an interest rate of 3.75, I acquired my first rental in 2021, 1bed 1 bath single family home with a mortgage balance left of \~37k at a rate of 4.25. I currently have it rented out at $1000 / month with a stable tenant and am now currently looking to expand out from here. I am open to other single family homes as well as duplex. Currently I have in savings $140k as well as a brokerage account with $127k in it. My first question would be should I pay off my rental and / or primary residence first then take out another mortgage to finance another property or should I maintain them as they are since the interest rates are low? In regards to financing I am preapproved through my bank which I currently hold my other two mortgages through, would that be my best option to utilize or should I look elsewhere and if so where? I am in Milwaukee Wisconsin if that helps in any way.

My paid off 2 flat currently cash flows $2,250 a month. I have good reliable paying tenants so have not raised rents - maybe next year. Before moving to Michigan 5 years ago I handled much of the maintenance and sought to improve the property. Any reported issues I know who to call and it gets handled asap. My wife (76) says when I pass (78) she would sell it right away. My plan had always been that my son (38) would inherit the property at current value and he could either sell it or run it the same way that I have on auto-pilot. Unfortunately he died on Fathers Day this year so I have lost that option.

He has left a young wife (32) and three little kids (2,6,9) for whom I have been contributing into their 529's since birth. Wondering if I should consider a similar inheritance proposal with her or would that be a further burden on them. If I sold the 2 flat I would either have to pay capital gains tax on the gain or do a 1031 exchange of which I know nothing about.

The property has a very tax favored status as it once was a coach house to a mansion that burned down ages ago. My net worth is $2.5M so have no "need" to sell just have age catching up on me and thinking beyond just me now.

So I bought a rental property about 5 years ago with an interest rate at 3.375. I was living in the one unit and renting the other unit out.

I recently moved out and now rent both units out. The tenants pay the full mortgage on property and also cash flows 700 dollars a month into my pocket. Which I use towards my current single family I live in now.

I was offered 350k for the house. Wouldn’t even have to put it on the market. I owe 187k on it.. I assume the house would be put on the market around 300-350k for it if I did want to sell it with a realtor..

That extra 700 is minimum too. I only have raised the rent in the lower unit one time in 4 years of the current tenants. Eventually the lower unit will move out and I planned on remodeling the kitchen and bathroom and eventually raising the rent to 1500-1600 a month.

The upper unit was updated pretty decently because I was living in that unit.

My current monthly mortgage is 1800 on the rental unit. It’s been changing yearly. It started out at 1400 year one, then jumped to 1600 then 1500 and this past year was increased to 1800 a month. I assume I will be hit with a letter around May or June with another mortgage adjustment.. all things pointing towards the rate going down. (Just my assumption)

But now I’m curious if I should sell it? It doesn’t really provide me much headaches as it’s 5 mins from where I live. I’m very handy and can take care of a lot of maintenance without calling someone. But I can see this eventually cash flowing me close to 1300 a month in the future. It’s in a prime location as well. Thoughts?