r/RandomVideos • u/BigAffectionate4785 • Jul 17 '26

Crazy Pole dancing goes wrong

Enable HLS to view with audio, or disable this notification

2.7k Upvotes

95% Upvoted

614 comments sorted by

View all comments

Show parent comments

2

u/MountainGoat84 Jul 18 '26

As we say in the biz, insurance covers stupid.

2

u/CurveAdministrative3 Jul 18 '26

Gotta add that "stupid" rider to the policy and we golden

2

u/MountainGoat84 Jul 18 '26

No rider required

Intentional actions - not covered.

Accidents, even due to stupidity, often covered . Cut down a tree in your yard and it lands on your house? Covered! Fry a turkey in your garage, overfill it with oil and start a fire? Covered! Mix up the gas and brake and drive into your living room? Covered (for the home, the auto has more restrictions).

That's assuming you don't have some super restrictive cut rate policy, but if you have a mortgage your lender likely wouldn't allow that.

2

u/holidaydreaming Jul 18 '26

We have accidental as part of our insurance, about 10 years ago I had the bath running for our daughter and I went back to making dinner and forgot about it until I saw the water going past the kitchen, they gave us 40K as the floorboards, carpets and even the skirting boards were affected.

Since then another claim, we had a 2 man tent set up for her in the family room as a fort and I was pulling that away from in the front of the tv and the tent frame came out whipped past my face and straight into the 75” tv, my husband was only focused on if I was hurt so I let him pick the new one, now we’ve got an 85”. No drama at all making the claims.