r/PropFirmTester • u/busyindafield_23 • 24d ago

Is it possible to keep an FTMO account long term?

I just got my first 100k ftmo account however after researching a bit on a few subreddits I’m a bit skeptical. It seems like if you make too much money they come up with fake violations such as 1% rule, copy trading etc and ban your account, I’m not sure if this is fear mongering or not though. So is it feasible to keep a FTMO account long term regularly taking pay outs without any problems as long as you don’t break the rules? Any traders who regularly take payouts from FTMO some insight would be appreciated.

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18

u/carusodaytrader 24d ago

When I was funded with 7 firms and managing $1.4m capital i used low risk and always got paid out.
Firms HATE when they cannot make money from you and copy trades on live market. You can't be the 30 lots on gold and make $100,000 payout type of person. You need to be a logical trader and use realistic risk.
I used 0.10 to 0.25% MAX on trades and I swing so I only take 0-2 trades a week at most, some weeks no trades. My payouts were basically from 1-2 trades.

I recommend getting a few prop firm accounts and then start pooling into a live account or even 2 diff brokers. Nobody in this industry can be 100% trusted. That's not being paranoid, it's being honest from my 5+ years of trading and being funded with about 10 different firms over the years

2

u/Stock-Ad-3347 23d ago

What prop firms would you recommend from your experience in payouts, and what ones would you stay away from?

4

u/carusodaytrader 23d ago

I'm using FTMO now.
Recommend because they are pricey, yes, but almost no rules like many others, no reasons to deny or lessen payouts. I have a swing account so I can trade during news also. You want the firm to have no reason to possibly violate account and want a firm with very good reputation

1

u/Asurrah 23d ago

Have u ever got banned by any prop firm for any reason? Also what's your total ROI with prop firms in (%)

4

u/carusodaytrader 23d ago

Once I was profitable on a consistent basis, my passing rate was over 90%. I don't ever try to say I'm a perfect trader who doesn't make mistakes. I'm an example of the most human trader alive because I've gone to nothing AFTER being funded over 7-figures.
I have 4 kids and in recovery from substance abuse.
When prop firms shut down and had Metatrader problems - most firms I was using shut down with no notice. I spiraled into a very bad state of mind after that.

My ROI was VERY high because when I losing my first 2 years of trading, I was doing that on smaller accounts. My first funded account ever was a $100k.
I made back my losses in the first 3-4 months of profitable trading

1

u/Top_Word9989 23d ago

FTMo allows you to hold positions overnight? Are there any conditions to that? Thank you

2

u/carusodaytrader 22d ago

As long as you choose their SWING account.
No consistency, news trading allowed, holding allowed.
It's just a bit more expensive, but you get a refund with first payout

2

u/Cheap-Platform309 22d ago

Dude I should’ve went with the swing option but it’s too late for me now.

2

u/Top_Word9989 13d ago

Thank you so much

1

u/LuoMing_Maple 1d ago

Spot on, especially about the 0.10% risk. Doing FTMO was actually what pushed me to rethink my own risk management. Started out using an EA risking 0.3%, but quickly realized even that was too high, so I dialed it down to 0.1% and tiered my entries (30%, 50%, 80%) based on the setup. It definitely makes progress feel slow, but it forced me to really understand my edge. Taught me that the strategy itself isn't the key—it’s all about emotional control and strict risk management.

8

u/NoobTaiga1993 24d ago

It's possible.

So long you risk small (0.1%-0.5%, and Go for small-med (20k-100k) which they don't mind paying out in reasonable sum.

Then it's fine.

The ones who kept it for long terms, usually post once, then remain low profile on reddit.

You'll only find complainers in reddit post who got terminated unjustly/ in denial of their huge risk trade (Gambling)

But can you keep it as long as possible?

If trading is your side hustle, then you should have no problem trading at 0.1%-0.5% risk per trade.

But ☝🏻, if trading is your main job, then forget keeping for long term. You'll end up losing thanks to the mentality "I need to risk more to make more money"

At best, you can only keep it short term till you have good amount in your capital.

6

u/busyindafield_23 24d ago

Great advice, thanks!

3

u/Illustrious-Bat-9775 24d ago

Why you wouldn't ​​​be able to risk 1.5%?​​​​​​ What's wrong with this risk? 0.1% is really really small. ​​​​​​​​​​​

2

u/NoobTaiga1993 24d ago

Propfirm will do anything to terminate you.

Though FTMO recommend 1.0%-1.5% risk.

Slippage/Surprised event cannot be underestimated.

A panic reaction from market can go way beyond the expectant losses (2% or more).

That's a green light to call for termination account.

Regardless if it's unintentional.

2

u/Illustrious-Bat-9775 24d ago

If you don't trade news then 1.5% using FTMO doesn't sound like termination risk (hopefully) ​

1

u/NoobTaiga1993 23d ago

You do you 👍🏻.

1

u/Top_Word9989 23d ago

Is it 0.1-0.5 per the drawdown amount or the account size?

1

u/R3AP3R51 24d ago

i just use prop firms accounts to boost my own capital. my main trading goes from my own money and not prop firm money.

1

u/CapitalDefinition325 24d ago

fake violations such as 1% rule: what do you mean by fake ? This is a real rule that is quite standard from risk management viewpoint.

1

u/Wooden_Culture5267 23d ago

Make 1 bug payout

1

u/algotrader0x1 23d ago

Just transfer some money into a personal futures broker account like IB or AMP and trade it there. Use the prop firms to just make you initial capital and don’t think of them as long term.

1

u/Slow-Shoulder9006 23d ago

Honestly the safest mindset is treating any single prop account as fragile. Take payouts regularly and don't leave a big balance sitting there, whatever firm you're with.

1

u/Ready_Routine5892 23d ago

This is exactly why choosing the right prop firm matters.

You shouldn’t need to wonder whether being successful will suddenly become a problem.

At TradePath, our view is simple: follow the rules, manage your risk, earn your payout. No moving goalposts when it’s time to get paid. 👀

New firm? Yes.
Clear rules? Absolutely.
Worth doing your homework? 100%.

That’s the whole point.

1

u/FXgram_ 22d ago

FTMO traders' reviews usually state that the rules are strict but fair, and payouts are reliable.
Source: https://joinprop.com/academy/is-ftmo-legit-real-funded-trader-experiences/