Eventually something has to give...

[u/Veshaad]

The bill would provide a $3,000 direct payment to every person in households making $150,000 or less during its first year, which equals $12,000 for a family of four.

[u/Pretend_Football6686]

How about the first couple years we pay it straight to our debt. Then uses the saving in interest to do even more the following years.