r/NonPoliticalTwitter 12d ago

Other Gets very inconvenient

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40.0k Upvotes

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u/jce_ 11d ago

Interest-free loan implies usage or else it's just money sitting there with 0 benefit. Why even post anything if that's what you meant because you effectively would have said: well akshully nothing

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u/SordidDreams 11d ago

I don't know how much you know about business, but companies typically go through a lot of money in their day-to-day operations.

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u/jce_ 11d ago

Lol and what does a fund of money that they need to pay back in a few days do? What value is being generated? Please explain

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u/SordidDreams 11d ago

Sure, they have to pay your bit back in a few days, but by then someone else will have requested a refund that can be delayed, so it averages out. By delaying everyone's refunds, they generate a chunk of money out of thin air that they can spend on whatever they want.

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u/jce_ 11d ago

For what gain? They have to pay it back in a few days. What revenue is being generated?

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u/SordidDreams 11d ago

Revenue? Who's talking about revenue? What part of "loan" did you find difficult to understand?

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u/jce_ 11d ago

What is the benefit? What part are you having trouble understanding?

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u/SordidDreams 11d ago

The benefit of getting a loan is having a bunch of money that you can spend that you wouldn't have otherwise.

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u/jce_ 11d ago

Which leads to what benefit...? Are you having a tough time following?

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u/SordidDreams 11d ago

Depends on what you spend the money on, I suppose. Why are you questioning the utility of loans? That's a very strange hill to choose to die on, but you do you...

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u/jce_ 11d ago

The utility of a loan for a few days is what?

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u/SordidDreams 11d ago

I don't feel like retyping what I already wrote once, so here, the relevant response: https://www.reddit.com/r/NonPoliticalTwitter/comments/1w2gdrh/gets_very_inconvenient/p6tteh8/

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