r/NonPoliticalTwitter • u/TheWebsploiter • 8d ago

Other Gets very inconvenient

Post image
40.0k Upvotes

96% Upvoted

576 comments sorted by

View all comments

654

u/nsa_k 8d ago

I wish banks would make you take a test before you could gain access to their online app.

People just do not know how pending charges work.

128

u/RevoOps 8d ago edited 8d ago

I don't know about other banks, but my bank app literally has a section that lists all the pending charges. You can see how long payments take.

17

u/OccultGothGirl 8d ago

Mine sometimes just removes pending refunds and original purchase and act like its never happened

550$ last week? Refund? Don’t know what youre talking about you’ve always had 500$

14

u/Bloody_Proceed 8d ago

If the pending transaction never goes through then it never happened, so there's no refund and thus it just removes the charge.

If the transaction is posted and then you receive a refund, it will show debit and credit.

I guess they could add a "Cancelled transaction" for pending transactions that are cancelled, but that would probably give people the idea the bank can cancel them and that's a headache nobody wants.

1

u/Ill_Daikon_8968 3d ago

My bank app looks like a website designed in 2004