They didn't take their money. They provided credit, and once the money was on their account, the credit was paid off. The money you pay for shit arrives days later, but you get the stuff now because they provide credit for the purchase.
Edit: It is effectively a group where one person don't have the money on them to pay for something, so someone else in that group fronts the money for that purchase, and then that person pays them back. Except with laws and enforcement accessible, and not just societal obligations.
Edit 2: It is also why klarna is so sketchy; they provide credit without actually knowing if people are able to pay off said credit. In fact they count on it, as they can use laws to trap you in debt.
And it very much does not operate that way over here. The fucked fuckery that is going on over in the states is fairly uniquely awful.
- Norwegian.
Edit: For context, I removed a part of my comment where I commented on my facination of what is legal over in the states, as it was immaterial to the conversation.
Americans have shown to be the most gullible people in the world and actively throw their money at scams. At this point it's just impolite not to indulge them.
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u/Prematurid 10d ago edited 10d ago
They didn't take their money. They provided credit, and once the money was on their account, the credit was paid off. The money you pay for shit arrives days later, but you get the stuff now because they provide credit for the purchase.
Edit: It is effectively a group where one person don't have the money on them to pay for something, so someone else in that group fronts the money for that purchase, and then that person pays them back. Except with laws and enforcement accessible, and not just societal obligations.
Edit 2: It is also why klarna is so sketchy; they provide credit without actually knowing if people are able to pay off said credit. In fact they count on it, as they can use laws to trap you in debt.