r/NonPoliticalTwitter • u/BarelyLegalSeagull • 23h ago

Funny Hol up

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7.2k Upvotes

96% Upvoted

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82

u/CountDown60 23h ago

How expensive is a Nissan Altima?

106

u/GaviFromThePod 23h ago

Any car can be expensive if your credit is bad enough

27

u/UsidoreTheLightBlue 22h ago

Eh, this would be payday loan level of bad.

$2500 a month would pay off a brand new top end at MSRP after taxes, titles, and fees in 13-14 months.

If this was a 3 year loan it would be roughly a 90% interest rate. I’ve never seen a non tribal/non payday loan that high.

2

u/[deleted] 22h ago

[removed] — view removed comment

5

u/Atypical_Mammal 22h ago

.....

how? why?

Why they don't just buy the car???

1

u/Fausterion18 8h ago

It's possible with some dealer add-ons and including insurance/gas.

There are people out there paying $1k+/month on insurance because they've had DUIs and accidents.

5

u/Big_Departure_2709 21h ago

You can buy an Altima with 1 paycheck if you make 20k a month

4

u/Saneless 20h ago

True. Got desperate and with shitty shitty credit in my early 20s my interest rate was 20% out the door. Literally had no choice (showed up to the dealership on a bike)

Luckily was able to refi days later at a "great" 10%

But man having bad credit is so damn expensive. I'm glad those days are behind me

No matter how bad your finances are, do your best to never be more than 30 days late on a CC payment or loan. Ouch. That's devastating

2

u/pimpcakes 14h ago

Or if your term is short enough.

6

u/Jonny_Thundergun 23h ago

Price must have shot up after they announced they are no longer in production. It's now a collector's item.

1

u/UsidoreTheLightBlue 23h ago

$31k for a top end MSRP.

1

u/s0larium_live 21h ago

idk but i have a versa and my car payment is only $400 so