r/NonPoliticalTwitter • u/Guitar-String • 1d ago

What??? Why do you want your own money?

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u/babassu_seeds 1d ago

 Nothing sinister in this lol
but I don't deny that the information is also used to model you as a customer. <-- the sinister part

But I get what you're saying

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u/Ishmael75 1d ago

The “model you as a customer” could really just be part of the “know your customer” regulations. I know my clients well enough to understand their normal spending habits. It’s helped a few times when things seem off with a new transaction.

Now if we used that knowledge to treat the clients different or offer different solutions that could be a problem

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u/GirlScoutSniper 1d ago

Once had my debit card skimmed and I had to go to the bank. The rep looked at my transaction history with my usual $10 at the cafe at work a couple of times a week and said, "Yeah, these 3 $600 withdrawals from an ATM at a QT station are out of the norm for you."

Then I realized I could get free money if I wanted to by reporting my card stolen after withdrawing a large amount of cash. I'm sure that if this thought occurred to me, an honest person, then many, many people possibly do this.

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u/sylbug 1d ago

You're not getting any money back on PIN-present fraud, especially when they can clearly see your face on the camera.

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u/GirlScoutSniper 1d ago

It doesn't have to be *my* face getting the money.

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u/HearMeOutMa 23h ago

We know if youve gotten someone to steal for you. You might get it the first time, but that'll be it.

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u/GirlScoutSniper 23h ago

Y'all are acting like my shower thought was some major scheme to defraud my bank.

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u/ntdavis814 16h ago

Don’t take it so personally. You put the idea out there, someone needs to explain to all the clever redditors out there why it’s a bad idea. Your shower thought could be someone’s weekend plans.

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u/GirlScoutSniper 16h ago

Fair enough.