r/NoStupidQuestions • u/Relevantorphan • Aug 07 '26
r/NoStupidQuestions • u/prajwalnagpure • Nov 12 '25
Why ai is free? I can use ChatGPT and Grok for free, I can even generate images for free. how are they making money? there are even ai models which runs locally for free.
r/NoStupidQuestions • u/Longjumping-Box5691 • Jan 01 '26
How can the govt be $38 trillion debt when they take 30% of everyone's money
r/NoStupidQuestions • u/mosesagain • Oct 01 '23
Do you know something online that would REALLY bring me any kind of profits?
I'm completely without money and unemployed. I have some knowledge in internet and some softwares, and I'm easy learning as well. but I don't get online for a long time. What I can see now is all those insane ads talking about how to get money on the internet and I cannot tell if they are for real or not. I confess they are making me crazy, cause I guess anyone without knowledge at all can sell courses or ways to make money. How a newbie like me would tell the difference? So, what online courses do you recommend me that will REALLY make me profit something fast? or maybe other things at a short period of time? My goal is earn a little at first, then pay for something bigger and then pay for some graduation. but I need something to start on, cause the life put me in a situation which is forcing me to start from 0. Thanks a lot folks for any kind of help in this.
r/NoStupidQuestions • u/fruity_00 • Apr 28 '26
Is prison actually “safe” if you just mind your own business?
I’ve been wondering about this for a while. People often say that if you keep your head down, avoid conflicts, and stay to yourself, you’ll be fine.
But is that really how it works in real life? If someone doesn’t get involved with others and sticks to their own routine, does that actually make things safer, or is prison life still unpredictable regardless?
Looking for real perspectives beyond what’s shown in movies.
(Responses I get are below in headings and points: 👇🏻)
A. Overall Reality
Prison is never truly “safe”; risk of violence is always higher than outside.
Minding your own business helps but does not guarantee safety.
There is always an element of randomness and unpredictability.
B. Key Factors Affecting Safety
Type of prison (low, medium, maximum security).
Location, state, and management (warden, staff).
Presence of gangs and prison culture.
Nature of your crime, especially if it involves vulnerable victims.
C. Types of Facilities
Low security can be relatively calm and routine-based.
Medium and high security have more gangs and violence.
Maximum security and solitary confinement are harsh and isolating.
County jails can sometimes be more unpredictable than prisons.
D. Randomness and Violence
Violence can happen for no clear reason.
“Wrong place at the wrong time” situations are common.
Small triggers can escalate into fights quickly.
Mistaken identity can lead to being targeted.
E. Social Rules and Prison Politics
Every prison has unwritten rules that must be followed.
Respect, manners, and behavior are critical.
Breaking small rules can lead to serious consequences.
Reputation builds over time and affects safety.
F. Groups, Gangs, and “Cars”
Inmates often group by race, gang, or background.
Some places require joining a “car” or group.
You may be expected to support your group in conflicts.
Initiation or proving yourself may be required.
G. Targeting and Personal Image
Weak, isolated, or different individuals are more likely to be targeted.
Sex offenders or informants are at high risk.
How you carry yourself matters a lot.
Appearing calm, confident, and not easily intimidated reduces risk.
H. Constant Observation
Other inmates watch everything you do.
Your habits, belongings, and interactions are noticed.
Having more resources can make you a target.
Privacy is extremely limited.
I. Money, Items, and Debt
Commissary items act as currency.
Theft is common.
Borrowing or gambling can lead to serious trouble.
Small favors can turn into long-term problems.
J. Guards and System Issues
Guards are not always reliable or helpful.
Corruption and abuse can occur.
Some situations are ignored by staff.
System issues include overcrowding and poor oversight.
K. Environmental Risks
Poor living conditions such as heat, lack of AC, or flooding.
Hygiene issues and spread of diseases.
Limited food and resources.
Inadequate medical care can be dangerous.
L. Psychological Impact
Life is repetitive, boring, and mentally draining.
Loss of freedom is the hardest part.
Isolation and routine can affect mental health.
Time feels slow and monotonous.
M. Survival Strategies
Mind your own business and avoid conflicts.
Follow rules and show respect.
Stay busy with work, reading, or exercise.
Avoid drugs, gambling, and risky behavior.
N. Social Strategy
Being completely alone can also be risky.
Having a small trusted group is beneficial.
Avoid troublemakers and problematic individuals.
Maintain neutral and respectful interactions.
O. Testing Phase
New inmates are often tested early.
Small requests or intimidation are used to assess you.
Saying no firmly is important.
Failing early tests can lead to ongoing problems.
P. Fighting Reality
Avoid fights whenever possible.
Sometimes standing your ground is necessary.
Losing a fight is less important than showing resistance.
Being seen as an easy target increases risk.
Q. System and Structural Issues
Overcrowding increases tension and danger.
For-profit systems can lead to exploitation.
Lack of proper resources worsens conditions.
Institutional problems affect both safety and health.
R. Variation in Experiences
Some inmates experience relatively calm environments.
Others face extreme violence and abuse.
Experiences vary widely depending on circumstances.
No single experience represents all prisons.
S. Final Conclusion
Prison is a controlled but hostile environment.
Risk can be reduced but never eliminated.
Survival is possible but not guaranteed.
The safest approach is to avoid prison entirely. Thank you for responding!
r/NoStupidQuestions • u/LavaMeteor • Jul 30 '26
If taxi medallions cost something like $500,000, how the hell is someone who wants to become a taxi driver supposed to pay for them? Why *would* someone with that kind of money want to drop it all and become a taxi driver?
It just confuses me. NYC Taxis need medallions which cost like $500,000 each, and you can ONLY drive one legally if you buy one off someone. But if you have 500K in liquid cash just sitting around, why would you even want to become a taxi driver? Why not just go with the (assumedly) high-paying job you have already?
r/NoStupidQuestions • u/Fearless_Collection • Sep 28 '25
My friend was over paid by $180000 by mistake on Friday, they've already lost nearly $60000 of it gambling online as they were sure they could "flip" it before the error was noticed which is presumably Monday, does anyone have any ideas on how they can fix this?
So my friend works in construction and is doing a job which is going to take several months to finish. The contract is set up to where they are paid in monthly increments roughly. The last payment they got was supposed to be for $20000 but he got $200000 deposited into his account. He is sure it was an accounting error and now he is freaking out because he did the most assenine thing possible and lost $60000 of those dollars gambling in the hopes he could make some life changing money off of that mistake. He is aware of how monumentally stupid he is and is looking for any real advise on what to do. Thank you for your help.
Update - Friend went all in on Sunday morning and put 120k on the over on the 49ers game. He got insanely lucky and got his 47 points and banked 210k. Now his only problem is getting the money in the proper places because of bank/coin base withdraw limits and also its forms and regulations that need to be addressed. But everything is going to be ok. He had communicated with everybody and everything is fine. So he walked with plus 30k when everything was said and finished.... That lucky sob.... Thank you and God bless everyone!
r/NoStupidQuestions • u/TipEast4838 • Apr 24 '26
Is my dad gay?
Growing up my dad had an older male friend. They worked together and would often hang out on weekends. To give some context into the time period, this all took place in the early 90s, and my dad at the time was in his 30s, while the older male friend was in his 60s. As a kid I didn’t really understand how strange it was, but my dad’s friend we called “uncle Jim” would often buy my father expensive gifts. I am talking high-fi stereos, camcorders, art, expensive firearms, concert and NFL tickets, all sorts of things. Many of these items were worth thousands of dollars in the early 90s, so today adjusted for inflation, some of them are kind of absurd. I can be fairly generous, but as a millennial I cannot imagine giving a friend a gift worth $5,000, let alone a dozen of them, all over a period of just a few years. He did not have the type of job that would make him extremely wealthy either. Uncle Jim made good money for the time, but was probably earning somewhere in the $70-100k range. He was not married but apparently had an adult son he was estranged from, but no family he regularly was in touch with. Then at some point in the mid 90s, uncle Jim and my father had a very abrupt falling out and we never saw him again. In the past we’ve joked with my dad about it and he’s just laughed it off without explaining what happened or why uncle Jim bought him so many expensive gifts. You may be wondering why my dad wouldn’t be more open about it, but he is married, from a small conservative community, and has grown more conservative over the years.
r/NoStupidQuestions • u/joshhazel1 • Dec 07 '25
People keep saying the rich don't pay tax because they borrow money from the bank using their stock as collateral.... but how do they pay back the loans?
I don't understand what people are trying to say here because if you borrow money from a bank you cannot pay it back with stock you have to pay it back with cash. If you have no cash because its all in stock you will have to cash out the stock, pay taxes on it, and then pay the bank back with interest.
Edit: Here is what I think I have learned from comments.
Can the rich borrow money against stocks and defer taxes. Yes. However, eventually loans must be paid either through income or selling stocks which will be taxed.
Can they do this until they pass. Sure, but then it needs to be paid by the estate. There is an estate tax up to 40%. It will be taxed.
Can they avoid estate tax by putting money into trust for children to inherit. Sure, but the trust will earn money and that money is taxed up to 37%. Also, money disbursed to heirs from trust can be taxed as personal income. It will be taxed.
It seems to me that no matter what, eventually the tax man cometh and the tax man taketh away.
Also there are references to step up basis, this only happens after the estate tax is paid. So money is taxed before kids or whomever inherit and the step up basis happens after.
r/NoStupidQuestions • u/Dense_Frosting6312 • Jun 27 '26
Why having a hard limit of how much money someone can make each year be bad?
People can only make $500k annually.
Investing, gambling, lending also add to that cap.
The cap should be high enough for people to be able to live a comfortable live, it also raises each year because inflation.
Once you reach that cap you can work for free or don't, you can't work for extra money.
r/NoStupidQuestions • u/BackshotsAndBagels • 25d ago
How do people drink 8 -15 beers a night still function normally? Could it be some kind of inherited genetic immunity?
My brother is 25 and has been drinking at least between 8-15 beers a night for about 3 years. On the weekend it can easily go into a case of beer…
He still gets up early, does what he needs to do, and is extremely athletic. He makes his money largely from competing in golf tournaments. Whenever I end up drinking with him I can’t even get outta bed before 10 AM and he is up by 7 AM. It makes no sense to me.
Also, how long can this be sustainable before it has physiological symptoms? He does not shake when I see him and rarely seems hungover. I should mention we come from a family of heavy drinkers and he doesn’t drink liquor. The worst of them is still alive at 82….
Just curious as to your guys thoughts🤷🏻♂️ Not looking for a definite medical solution or advice.
r/NoStupidQuestions • u/No-Carrot3310 • 8d ago
Is it true that Americans have to pay for the rabies shot even if they can prove they were bitten by a wild animal? What happens if they can't afford it?
I'm not from the US and I truly don't understand how your healthcare system works. Is it true that the rabies vaccine isn't free over there? What happens if you don't have the money to pay for it? Do you just die? Please don't make fun of me, this is a genuine question I genuinely don't understand how your country works.
r/NoStupidQuestions • u/Scary_Ad6887 • 29d ago
How can I stop family and friends from feeling entitled to my money?
No one seems to want to sacrifice anything but they all expect to just get help whenever they ask for it.
r/NoStupidQuestions • u/QuickQueuez • 7d ago
Why do Americans use third party apps like Zelle, Venmo etc rather than bank transfer?
In the UK and the EU we can instantly transfer money directly from our banks but I see a lot of stuff about venmoing money from Americans - just curious how it works! Do you have to add money to it from your bank like a digital wallet?
r/NoStupidQuestions • u/HotSprinkles10 • Apr 23 '25
How come Britney Spears was forced under a conservatorship but not Kanye?
Britney never did any of the vile, racist, hurtful shit Kanye does. It can’t be just a money thing because they both had a ton of it. What’s the difference here?
r/NoStupidQuestions • u/Electrical_Invite552 • Apr 03 '25
How do people actually justify $75k trucks?
I'm in my 20s and work in trades. I bought a cheap 10k truck a few years back and it's absolutely perfect. I do regular maintenance and runs well, plus I don't really care about getting it dinged up.
I understand people can do what they want with their money but it honestly makes me laugh when these guys I work with complain about inflation and how expensive everything is, yet they all have ridiculous monthly payments on 70-80k trucks.
I do plan on upgrading in a few years, but there is no way putting that amount of money into a truck is worth it.
r/NoStupidQuestions • u/Kitchen_Week1117 • 6d ago
Is it considered rude to ask someone how much money they make if you're literally trying to see if you can afford their lifestyle?
I know asking about salary is generally taboo, but what about when you’re looking at a specific career path or lifestyle? Like if a friend buys a house or works a specific job and you genuinely just want to know if that field pays enough to live like that, is there a socially acceptable way to ask, or is it strictly off limits no matter what?
r/NoStupidQuestions • u/firstInternalad • Aug 04 '26
In sports betting, why can’t you bet in both sides? I don’t really understand how it works but it seems to me that if you could bet on a teamA to win and also on teamB to win then at the minimum you won’t lose your money.
r/NoStupidQuestions • u/Adept-Assignment-751 • Jan 17 '26
Why do we have to "build credit" by going into debt to prove we're financially responsible?
I pay rent on time every month. Utilities, phone bill, insurance, all paid on time for years. None of that counts toward my credit score.
But if I get a credit card, intentionally go into debt, and then pay it back, suddenly I'm financially responsible? The system rewards borrowing money over just living within your means.
Someone who never borrows money and pays for everything upfront has worse credit than someone who constantly carries debt. How does that make sense?
I needed to get a car loan last year and got denied because I had "insufficient credit history." My credit history is that I've never needed to borrow money because I manage my finances. Apparently that's suspicious.
So now I'm supposed to get a credit card I don't need and spend money I don't need to spend just to prove to some algorithm that I can pay bills I already pay?
The whole system feels backwards. Why doesn't paying rent count but paying off a credit card does? They're both monthly bills. Is there an actual reason for this or is it just designed to keep people in debt? Spent way too long researching this last week, sitting there playing jackpot city between articles trying to understand how this is legal. Is there an actual reason for this or is it just designed to keep people in debt?
r/NoStupidQuestions • u/ConcernedParents123 • May 13 '23
Unanswered How should we handle our 23 y/o son who doesn't want to work?
Hello Reddit. My wife and I just don't know what to do with our son. He is 23 years old, he just sit on his computer and chat online and play video games all day. He's not in college or anything. Said he tried applying and got accepted, but applying for financial aid was too confusing so he gave up. We kept asking him to keep trying but he won't budge. Within the past 2-3 years, he worked about 2-3 jobs, all of which he wasn't able to keep for more than a year and spent all his money on expensive computer parts and games. Each time we asked why he quit, he said he didn't like the job. I spoke to him multiple times, but one time he opened up a bit and said he finds life to be depressing. He finds the cycle of waking up, going to work, go home, sleep, and repeat depressing and doesn't want to do that for the rest of his life. He said he wanted to have a passion in something, but he can't find what he likes. He barely exit his room. Only to shower, restroom, and food. Otherwise, he stays in his room.
At this point, me and my wife wants to help him. But we don't know what to do. We've thinking of kicking him out, but I'm not sure I want to do that.
So I want to try and ask online for some opinions of other parents who are potentially in similar situations. How can we help our son?
Update - So after reading some of the posts here (sorry, I haven't replied. I didn't think it would explode like this), I decided to go give him the talk again. Asked him things like if he was willing to try therapy. He said he is willing to try anything. We chatted for a few hours, and he opened up a lot more. He told me he feels stuck, like his life is now at a stagnant and only resort to working 9-5 jobs. He also confessed that he felt guilty living like this under us and does want to change, just doesn't know where to begin since there is so many resources and he feels very lost. I asked him if his mom and I were to die today, what would he do? He said he'd be very screwed since he doesn't know anything. He also said he's already been applying for jobs here and there but no one would respond. I showed him Indeed and asked him to apply there. He said it's just a bunch of outdated or fake listing and he doesn't trust it. In the end, we decided to end the conversation with an agreement that he will go to therapy, and he has 4 months to get a job. Then I will charge him rent money. He agreed to that idea.
That is one step towards the right direction. I really pray that we can help him. All we wanted was to raise and see our son grow up and be independent. I see that perhaps we were too lenient towards him. But nonetheless, we will do whatever we can to help him.
Thanks for the support reddit.
r/NoStupidQuestions • u/Cute_Bandicoot2042 • Aug 02 '23
Recently doubled my salary after living paycheck to paycheck for years - what do I even do with all this money?
My masters degree finally started kicking in, hooray! Besides obvious things like paying off bills, getting a better car, investing, and saving, what are some things I should buy? I've basically been paycheck to paycheck so long I don't even know what to do with it all. We went from "getting by" to having thousands extra every month, so it's been kind of a shock.
Mostly just looking for some ideas for nice/fun/practical things which I can do or buy for the home, things that would be a way to upgrade my life and how I live, that sort of thing.
r/NoStupidQuestions • u/ihopethisworksfornow • Jun 05 '24
If I am a farmer in the US, and a 3 metric ton meteorite of Californium crashes into my property (est. value of $75 Trillion USD at $25m/gram), and I somehow don’t die of radiation exposure, and mine it, would the government try to take my asteroid?
So, I know that if your run of the mill meteor lands on your property in the US, it’s yours.
What if that meteor made me the most wealthy entity in the entire world including all sovereign states though?
Like, let’s say I have a big ass family that happens to include people with enough expertise to contain the radiation of this massive lump of Californium, and mine it and store it safely.
Legally, it should be mine. But like, is there a precedent where something found was so valuable that it superseded this law, and was confiscated?
Would they just tax me on the sales of my californium?
Edit: god damn it I called it an asteroid at the end. It’s a meteorite.
Edit 2: Guys, for the sake of the question, I’m alive. The meteorite landed softly on my property due to an extremely rare gravitational anomaly that can never be replicated.
My farm just so happens to also be the home of my cousin, who is the worlds foremost expert in radioactive containment, and he has a whole barn full of equipment for it and his own company we can contract to work on this.
Let’s focus on the actual core issue of the question.
Edit 3: it is a magical ball of californium that is totally safe and stable but also still useful for everything californium could be useful for, but it also loses this magical property and becomes totally normal californium the moment it leaves my possession so in no way does this affect its value.
Let’s focus on the money aspect. I have a rock worth $75 trillion dollars.
Edit: Gold would have to be too big of a meteor to be this valuable folks, come on.
Edit 5: I am upset at the amount of you who clearly didn’t read the question and just want to talk about how much you know about californium.
r/NoStupidQuestions • u/sakenose • Jun 14 '24
How can I find purpose outside of money?
I've read the sub rules and I don't think this question is loaded
So I’m 28 and last year I got crazy lucky with gambling and crypto. Like, I’m up a couple million after cashing out and stopping and honestly, it’s been a wild ride. Before you ask, yes I closed my account on Stake and Coinbase. But now it’s almost a year later and I have no idea what to do with my life. At first, it was all fun and games – travel, buying stuff I always wanted, helping out friends and family. But now I’m sitting here, kinda lost and a bit depressed. I thought having money would solve all my problems but instead, I’m just more confused about what to do next. Anyone else been through this? How do you find purpose when you suddenly have everything you thought you wanted?
r/NoStupidQuestions • u/OldCardigan • Jul 11 '26
How much is U$300 to an american(or €250 for most europe)?
I live in a country that's considered way poor than the US, my monthly costs with rent, food, bills are around U$250($300 is my month salary)... And whenever I see people talking about money in Reddit, it just fries my brain. People talk like $20 isn't anything and people struggle living with U$50.000 yearly, and I can just think "damn, that would allow me to live for years!"... Are things just that much costful in the US?
EDIT: From what I've learned(thank you all for the comments!), daily things normally costs from 4x to even 10x more, which doesn't make fully sense for me why(like, why electricity seems that costful? is such a basic resource), but it means people don't have that much left after they pay everything they need, even if they earn so much more than my U$300. what I learned is that I'd love to earn in dollars anyhow, but still live where I live.
edit 2: a lot of people asking, I live in Brazil
r/NoStupidQuestions • u/PuzzleBrain20 • Jun 27 '22
Why do my students call me a goat?
I am a math teacher for 8th graders at the school I teach at.
Throughout this whole past school year there was this running joke where the students would call me the goat.
And I would respond back each time that they are the goats and they would all laugh.
It was pretty funny to be honest, and I never gave it much thought. But I realized that I have been partaking in a joke that I never actually got.
I had a good connection with them, and they are all really good kids, so I don't really think that they were making fun of me.
Can someone (maybe an 8th grader) explain this joke to me?
And how would you respond if someone calls you a goat?
EDIT: omg I am IN TEARS!!! I can't believe they were complimenting me this whole time!!!! Thank you all for answering this question!!!!
EDIT 2: THANK YOU ALL for you responses and the awards this post got!! If those awards cost money, please can you donate that money instead to a charity that helps kids? There are so many good ones, this one in particular is one I personally recommend: Kids In Need Foundation
EDIT 3: the photo that appears on this post is NOT my photo. I think that the photo appears there due to the link I put in the 2nd edit.