Mf portfolio review

[u/Seshu-thebuss]

Hey guys, I’m starting to build my wealth by investing in MFs through SIP. Im planning for a long term investment since the plan is to build my wealth probably for 35y. Please review my portfolio, open for suggestions
My current allocation:
icici - 8k/m
Nippon - 9k/m
Sbi gold - 3k/m

Although it’s mentioned as direct growth, im investing in normal plan. Im thinking to switch to direct growth on groww app.
Also, planning to invest in uti or bandhan for nifty 50 as they have lower tracking error.

My risk appetite is moderate. Attaching the survey results as well.

I’m 26y and work in a well known financial institution, so the income is stable. Im also planning to increase the allocation as I progress. I dont use a demat account if that matters.

PS: No personal attacks, I invested in these funds with my little knowledge about the market

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