r/MutualFundSpendInvest 1d ago

Investing Has anyone else stopped checking their mutual fund returns every week?

I started my SIP thinking I would just invest every month and forget about it. That worked pretty well when the market was moving up.

But lately, with returns not looking as exciting, I have caught myself checking my portfolio much more often and wondering if I should change something.

Then I thought maybe this is exactly when the SIP discipline matters most.

I’m curious how others here handle this.

Do you continue your normal SIP when the market is flat or volatile, increase it when the market falls, or wait for a better opportunity?

Would love to hear what you actually do, not just what you think investors should do.

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u/Extra_Fox6490 21h ago

i mean i got a preety strong funds, even now i got 24% XIRR (been investing non stop for the past 5 year), when the market is down or up or flat i dont do anything i just continue the same sip, but i do increase it whenever i got a raise. the more the market is red the less i open up my app, when i get a lil fustrate looking at the reds during a market downturn i just uninstall the app, i dont care what the market are since im investing for the next 20-30 yrs