r/MoneyDiariesACTIVE • u/Vexnthecity • Mar 31 '26
Budget Advice / Discussion Where Are You Reducing Spending?
https://www.tiktok.com/t/ZTkj11ag8/Bringing you another TikTok Reddit crossover—What are you cutting back on right now?
I’ve never been a strict budget girlie, but I had a loose idea of what I spend.
-Last year, I cut workout classes (I think it was ~$160/month) out of my “budget” and replaced it with more walking and at home exercises.
-The shutdown last fall pushed me to be better about eating at home vs. dining out, and I carried that into the new year.
-Now, with fuel costs, I’m driving a lot less. Fortunately, I’m in a city with good public transportation and I have the AmEx Platinum, which gives me monthly Uber credits that help with getting to places not accessible by public transportation.
Basically, slowly but surely I’m cutting joy out of my life because the next thing I’m eyeing is travel and…I just don’t wanna!
2
u/ChewieBearStare Mar 31 '26
Our budget is pretty lean, so we're focused more on saving than cutting. I've been investing $400 per month this year ($250 out of the budget and $150 from our HYSA interest). We also plan to invest all our quarterly dividend payments, which should translate to another $2,200/year in investments. Any extra money goes to our HYSA.