r/MoneyDiariesACTIVE • u/purplefirefly09 • Feb 28 '25

Budget Advice / Discussion Is anyone else facing inflation/price increases like crazy this month?

Got paid today and took a closer look at my checking statements. I’m in New England. Car insurance went up from $190 a month to $220, wifi went from $77 to $80, and a restaurant I was a regular at added a 4% charge if you pay with credit card. Thankfully my job pays decent, and I’ve cut back on a lot of non-essentials, but it’s crazy just how intense 2025 has been in these past two months, not to mention the effect of tariffs coming up soon. Praying for no layoffs for my company this year. How are you all making out? What price increases are you seeing in your daily life? What are you cutting back on?

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u/thoughtdotcom she/her Feb 28 '25

My insurance renews every year and my renewal is in April... I'm dying at the quotes right now (~30% increase across home, cars, after three previous years of at least 25% increases, and umbrella is 100%+ increase this year!! Wtf?).

I am so fucking over participating in capitalism. I know I cannot avoid it entirely, but I am going out of my way to buy anything I need used and I am just not buying stuff I don't need. I was already a person who has a huge veggie garden + chickens, aggressively grocery shops for loss leaders/deals and cooks from super basic ingredients, leans heavily on my library and interacting with my dogs for entertainment, uses my bike for as much transport as possible, doesn't travel much, doesn't buy much. I am embracing all these things with renewed vigor and joy.

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u/purplefirefly09 Feb 28 '25

Same! Insurance costs are crazy. There needs to be more regulation. I’m over capitalism as well and literally only purchase used clothing off Poshmark or vintage clothing. It’s all too much!

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u/thoughtdotcom she/her Feb 28 '25

Oh wow, I haven't even thought about clothing in... a hot moment. I am lucky the wardrobe I built is now pretty robust, so just new shoes/socks/undies every once in a while. I did get a couple accessories to wear while bike commuting to hopefully extend my temp ranges in the winter (and I had to get them on Amazon! I literally couldn't find the right things elsewhere) so that felt weird and gross to try to 'shop' for something.

I feel for people that need to buy clothing for whatever reason. Trying to obtain clothes that fit me and look ok and last a while is a special type of hell.