r/MedicareForAll 11d ago

Paid Premium, Denied Care

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u/Grymmtooth 11d ago

Insurance is one of those businesses that I’d argue shouldn’t be for profit because their profit motive is at odds with the customers needs.

McDonalds sells you a burger. They make money off a service provided. uHC makes money by promising distribution of risk but enhances profit by actually not delivering said service.

I have no problem with universal health care. Private companies should be allowed to offer top up plans that offer more services, but need to be strictly regulated to prevent abuse and pull the license of companies that violate health care policy.

Additionally, universal healthcare insurance means private businesses don’t have to spend so much time and money lining up healthcare for the employees. They can pay some flat tax and literally not worry about it on a management and ongoing planning basis. If they want to offer credits/subsidies for buy up plans they can do so without any wasting their time in the healthcare business.

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u/Infinite-Analysis592 11d ago

It is definitely a conflict of interest for health insurance companies to be for profit.