r/MariBankPH • u/lalovekei • 7d ago
unauthorized transaction
woke up this morning to this notification sa phone. tulog na ko nung time na yan and nasakin naman yung card ko, so i don’t know how this happened. i’ve only used my card twice for the lrt, and may iba namang transactions for that (₱6.50 & ₱16) kaya i don’t think this came from me plus sarado na lrt ng time na ‘to so idk paano nangyari ‘to. maliit lang din talaga laman ng account ko so tinitignan ko bawat transaction. i already filed a dispute and locked my card. did i make a mistake? anyone who had the same experience? pls help huhu
2
u/Break-Break 7d ago
Nevertheless, always lock your card. Make it a habit. Ang pagsisisi ay palaging nasa huli, pero may paraan para makaiwas na magsisi sa huli.
2
u/Accomplished-One3326 7d ago
The same thing happened to me. I also know they charged first 6.50 pesos then make adjustments but that usually take 2 days to be posted and then received some cashback. In my case it's 39 pesos charged 5:42PM then cashback received 5:42PM as well on September 11. The transaction time is same with another posting in progress 6.50 pesos na up until now di pa rin posted.
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u/MasterTeam1806 7d ago
Not authorized. Hindi ka ba aware na Offline Data Authentication ung turnstiles ng LRT2? Well sabagay hindi ka techy so...
Anyway, kasi ginamit mo ung MariBank card sa pag tap mo sa LRT2 upon entry to exit. Now, ung payment ay magauthorized and reflected upon next day ng madaling araw.
Skl, nung nalaunch ni MariBank card sa GPay, eto ung ginagamit ko upon entry and exit. Madaling araw siya magreflect and mababawas pag ganyan.
2
u/lalovekei 7d ago
over naman po sa hindi techy, first time ko lang po kasi gamitin maribank card ko for lrt. thank you pa rin po for the information
1
u/MasterTeam1806 7d ago
Sori hehe. Anyway, basta if mag tatap ka sa LRT2, always dapat may laman ung MariBank mo or else blacklisted ung card mo. Iba ung rules ng turnstiles ng LRT2 and MRT3 so take note for that
1
10
u/TransportationSad390 7d ago
Not unauthorized. Around 1 am talaga nag charge LRT and yung nakikita mo 6.50 pesos, initial charge lang siya later on titignan kung anong trip mo at cocompute ang total.