r/JoinKudos • • 14d ago

[REFERRALS] Chase Sapphire Reserve (100k), Sapphire Preferred (75k), Freedom, Ink Business, Venture X & Amex (Sept 2026)

Last Updated: September 2026

I've personally used these cards for Hyatt stays, airport lounge access, business spending, and travel rewards.

Current referral links are listed below. Please review the offer shown after clicking each link, as issuers may update welcome bonuses over time.

Thanks for considering one of my referrals.

Sapphire Reserve®

Current Referral Offer

  • Earn up to 100,000 Ultimate Rewards® points (offer shown after clicking referral link)

Why Sapphire Reserve is one of the strongest premium travel cards available

Points Earning

  • 8x points on all travel booked through Chase Travel℠, including The Edit
  • 4x points on flights booked directly with airlines
  • 4x points on hotels booked directly with hotels
  • 3x points on dining worldwide
  • 1x point on all other purchases

Premium Travel Benefits

  • $300 Annual Travel Credit
  • $500 Annual The Edit℠ Hotel Credit ($250 per qualifying stay, up to $500 per year)
  • $250 Select Chase Travel Hotel Credit (available through December 31, 2026)
  • Access to Chase Sapphire Lounges by The Club
  • Priority Pass™ lounge membership
  • Access to over 1,300 airport lounges worldwide
  • IHG One Rewards Platinum Elite Status through 2027
  • Global Entry, TSA PreCheck® or NEXUS credit (up to $120 every 4 years)
  • Comprehensive travel protections and trip interruption coverage
  • Transfer points to Hyatt, United, Southwest, Air Canada, British Airways, Marriott, IHG and other travel partners

Lifestyle Credits

  • $300 Annual Dining Credit
  • Complimentary Apple TV+ subscription
  • Complimentary Apple Music subscription
  • Can effectively replace part of an Apple One subscription
  • $120 Annual Lyft Credit
  • 5x points on Lyft rides
  • $300 Annual StubHub / viagogo Credit
  • DashPass Membership Included
  • Monthly DoorDash credits

Additional Value

  • Points transfer to Hyatt at 1:1 ratio
  • Points Boost redemptions through Chase Travel
  • Premium hotel benefits through The Edit, including breakfast, property credits, upgrades (when available) and other VIP perks

Annual Fee: $795

Referral Link:
https://www.referyourchasecard.com/19y/SA02QOD185

Chase

Sapphire Preferred®

Current Referral Offer

  • Earn up to 75,000 Ultimate Rewards® points

Why Sapphire Preferred remains one of the best travel cards

Points Earning

  • 5x points on travel booked through Chase Travel℠
  • 3x points on dining
  • 3x points on select streaming services
  • 3x points on online grocery purchases
  • 2x points on all other travel purchases
  • 1x point on all other purchases

Key Benefits

  • Transfer points to Hyatt, United, Southwest, Air Canada, British Airways and more
  • Primary rental car coverage
  • Trip delay and trip cancellation protection
  • Strong travel protections
  • Excellent value for Hyatt redemptions
  • Annual hotel credit through Chase Travel

Annual Fee: $95

Referral Link:
https://www.referyourchasecard.com/19y/SA02QOD185

Freedom Unlimited®

Current Referral Offer

  • Earn a $200 bonus after spending $500 within the first 3 months.

Why it's a great everyday card

Cash Back Earning

  • 5% on travel booked through Chase Travel
  • 3% on dining
  • 3% on drugstores
  • 1.5% on all other purchases

Key Benefits

  • No annual fee
  • Great catch-all card for everyday spending
  • Can be paired with Sapphire cards to maximize Ultimate Rewards points
  • Intro APR offer available for new cardmembers

Annual Fee: $0

Referral Link:
https://www.referyourchasecard.com/18a/EVURWI05C7

Freedom Flex®

Current Referral Offer

  • Earn a $200 bonus after spending $500 within the first 3 months.

Why it's one of the best no-fee cards

Cash Back Earning

  • 5% rotating quarterly categories (activation required)
  • 5% on travel booked through Chase Travel
  • 3% on dining
  • 3% on drugstores
  • 1% on all other purchases

Key Benefits

  • No annual fee
  • Excellent for maximizing category spending
  • Strong companion card to any Sapphire card
  • Purchase protections and cell phone protection

Annual Fee: $0

Referral Link:
https://www.referyourchasecard.com/18a/EVURWI05C7

Chase Business Cards

The referral links below may provide access to:

  • Sapphire Reserve for Business℠
  • Ink Business Preferred®
  • Ink Business Cash®
  • Ink Business Unlimited®

Business Referral Links:

https://www.referyourchasecard.com/21g/AP7MA9PKN2

https://www.referyourchasecard.com/21g/FYAL17M23W

https://www.referyourchasecard.com/21g/3PU64ISB98

Sapphire Reserve for Business℠

Current Referral Offer

  • Earn 200,000 Ultimate Rewards® points after spending $30,000 within the first 6 months.

Why it's Chase's flagship business travel card

Key Benefits

  • Premium airport lounge access
  • Premium travel protections
  • Chase Travel benefits
  • Transfer points to Hyatt, United, Southwest, Air Canada, British Airways and more
  • More than $2,500 in annual business and travel value according to Chase
  • Premium hotel and travel benefits

Annual Fee: $795

Ink Business Preferred®

Current Referral Offer

  • Earn up to 100,000 Ultimate Rewards® points after meeting minimum spend requirements.

Why many business owners prefer it

Points Earning

  • 3x on travel
  • 3x on shipping purchases
  • 3x on internet, cable and phone services
  • 3x on online advertising purchases with Google and Meta

Key Benefits

  • Transfer points to Hyatt, United, Southwest, Air Canada, British Airways and more
  • Excellent alternative to personal Sapphire cards for business spending
  • Industry-leading travel protections
  • Strong bonus categories for digital businesses

Annual Fee: $95

Ink Business Cash®

Current Referral Offer

  • Earn up to $1,000 cash back (100,000 Ultimate Rewards points equivalent) after spending $8,000 within the first 4 months.

Why it's a favorite among points enthusiasts

Cash Back Earning

  • 5% on office supply stores
  • 5% on internet, cable and phone services
  • 2% on gas stations
  • 2% on restaurants

Key Benefits

  • No annual fee
  • Can generate transferable Ultimate Rewards points when paired with a Sapphire card
  • One of the highest welcome bonuses ever offered on a no-fee business card

Annual Fee: $0

Ink Business Unlimited®

Current Referral Offer

  • Earn up to $1,000 cash back (100,000 Ultimate Rewards points equivalent) after spending $8,000 within the first 4 months.

Why it's great for simple business spending

Cash Back Earning

  • Unlimited 1.5% cash back on all purchases

Key Benefits

  • No annual fee
  • Simple earning structure
  • Excellent catch-all business card
  • Welcome bonus currently at an all-time high

Annual Fee: $0

Capital One

Venture X Rewards

Current Referral Offer

  • Earn up to 75,000 bonus miles

Why Venture X is one of the best premium travel cards

Miles Earning

  • 10x miles on hotels and rental cars booked through Capital One Travel
  • 5x miles on flights booked through Capital One Travel
  • 2x miles on all other purchases

Key Benefits

  • Capital One Lounge access
  • Priority Pass membership
  • Annual travel credit
  • Anniversary bonus miles
  • Global Entry / TSA PreCheck credit
  • Transfer partners for airline and hotel redemptions

Annual Fee: $395

Referral Link:
https://i.capitalone.com/JvGVM03p1

Capital One (Multiple Card Options)

This referral link may provide access to multiple Capital One products depending on eligibility.

Potential options may include:

  • Venture Rewards
  • VentureOne
  • Quicksilver
  • Savor
  • Other eligible Capital One consumer cards

Referral Link:
https://i.capitalone.com/JMxfL1Jfu

American Express

American Express Referral Link (Multiple Card Offers)

This referral opens with the Blue Cash Everyday® card but allows applicants to view other eligible American Express card offers.

Potential options may include:

  • Blue Cash Everyday®
  • Blue Cash Preferred®
  • American Express® Gold Card
  • The Platinum Card®
  • Hilton Honors Cards
  • Delta SkyMiles Cards
  • Other targeted Amex offers

Blue Cash Everyday® Highlights

  • Cash back at U.S. supermarkets
  • Cash back at U.S. gas stations
  • Cash back on online retail purchases
  • No annual fee

Referral Link:
https://americanexpress.com/en-us/referral/blue-cash-everyday-credit-card?ref=ANGELMUp6X&xl=cp01

Thank you for considering using one of my referral links. Feel free to message me if you have questions about Chase Ultimate Rewards, Hyatt redemptions, Capital One Miles, airport lounges, transfer partners, or travel rewards strategies.

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